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Surgical pathology level 3 gross & microscopic examination at UPMC Passavant-McCandless

9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699

Source: hospital's published price file ↗ · Published Mar 7, 2026 · Ingested Aug 13, 2026

$236.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$394.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.54 with UPMC Health Plan vs $334.90 with Humana — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $13.54 ↓ -94%
UPMC Health Plan Managed Medicaid $18.18 ↓ -92%
United Healthcare Community Plan for Families Unison Kids $19.01 ↓ -92%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $20.44 ↓ -91%
Highmark Wholecare (prev Gateway) Medicaid $24.51 ↓ -90%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $25.80 ↓ -89%
PA Health & Wellness PA Medicaid HMO $28.17 ↓ -88%
Highmark BCBS of PA Managed Care - Social Mission $35.49 ↓ -85%
UPMC Health Plan Managed Medicare $47.34 ↓ -80%
Highmark BCBS of PA Managed Care $47.53 ↓ -80%
Health Plan of Upper Ohio Valley Medicare $50.94 ↓ -78%
Health Plan of Upper Ohio Valley Medicaid $50.94 ↓ -78%
United Healthcare Unison Advantage Non Special Needs $53.49 ↓ -77%
Aetna of PA Medicare $53.49 ↓ -77%
Highmark Wholecare (prev Gateway) Medicare $55.01 ↓ -77%
AmeriHealth Caritas Medicare $55.02 ↓ -77%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $55.02 ↓ -77%
Aetna Medicare $56.03 ↓ -76%
United Healthcare Unison Advantage Special Needs $56.03 ↓ -76%
Highmark BCBS of PA Commercial - Social Mission Indemnity $56.72 ↓ -76%
Highmark BCBS of PA Commercial - Indemnity $75.96 ↓ -68%
UPMC Work Partners Workers Comp $94.75 ↓ -60%
Highmark BCBS of PA UPMC Emergent $95.05 ↓ -60%
Private Health Care Systems Workers' Comp $110.18 ↓ -53%
Cigna New Business ASO $133.96 ↓ -43%
Cigna Commercial $157.60 ↓ -33%
Health Plan of Upper Ohio Valley Commercial $182.03 ↓ -23%
Coventry/First Health Commercial $275.80 ↑ +17%
InterGroup PPO $327.02 ↑ +38%
Private Health Care Systems PPO $334.90 ↑ +42%
Multiplan PPO (Includes Workers' Comp) $334.90 ↑ +42%
Humana Commercial $334.90 ↑ +42%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Surgical pathology level 3 gross & microscopic examination at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $383.40 $13.46 – $575.10
UPMC Presbyterian Pittsburgh $542.40 $7.80 – $768.40
UPMC St. Margaret Pittsburgh $622.20 $13.57 – $881.45
UPMC Muncy Muncy $212.40 $8.32 – $283.20
UPMC Northwest Seneca $74.40 $13.54 – $105.40
UPMC Somerset Somerset $116.40 $7.47 – $145.50
UPMC Wellsboro Wellsboro $256.80 $8.32 – $288.90
UPMC Williamsport Williamsport $212.40 $8.32 – $283.20

All Pennsylvania hospitals for this procedure →