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Macroscopic exam arthropod at UPMC Passavant-McCandless
9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699
$55.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$92.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$3.97 with UPMC Health Plan vs $78.20 with Private Health Care Systems — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $3.97 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $4.22 | ↓ -92% |
| Health Plan of Upper Ohio Valley | Medicaid | $4.27 | ↓ -92% |
| Health Plan of Upper Ohio Valley | Medicare | $4.27 | ↓ -92% |
| Aetna of PA | Medicare | $4.48 | ↓ -92% |
| United Healthcare | Unison Advantage Non Special Needs | $4.48 | ↓ -92% |
| AmeriHealth Caritas | Medicare | $4.61 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicare | $4.61 | ↓ -92% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $4.61 | ↓ -92% |
| Aetna | Medicare | $4.70 | ↓ -91% |
| United Healthcare | Unison Advantage Special Needs | $4.70 | ↓ -91% |
| Private Health Care Systems | Workers' Comp | $4.91 | ↓ -91% |
| UPMC Health Plan | Commercial | $8.00 | ↓ -86% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $11.45 | ↓ -79% |
| Highmark BCBS of PA | Managed Care - Social Mission | $19.88 | ↓ -64% |
| Highmark BCBS of PA | Managed Care | $26.62 | ↓ -52% |
| Cigna | New Business ASO | $31.28 | ↓ -43% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $31.77 | ↓ -42% |
| Cigna | Commercial | $36.80 | ↓ -33% |
| Health Plan of Upper Ohio Valley | Commercial | $42.50 | ↓ -23% |
| Highmark BCBS of PA | Commercial - Indemnity | $42.55 | ↓ -23% |
| PA Health & Wellness | PA Medicaid HMO | $50.60 | ↓ -8% |
| Highmark BCBS of PA | UPMC Emergent | $53.24 | ↓ -4% |
| Coventry/First Health | Commercial | $64.40 | ↑ +17% |
| InterGroup | PPO | $76.36 | ↑ +38% |
| Humana | Commercial | $78.20 | ↑ +42% |
| Multiplan | PPO (Includes Workers' Comp) | $78.20 | ↑ +42% |
| Private Health Care Systems | PPO | $78.20 | ↑ +42% |
Visitor-reported prices
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Macroscopic exam arthropod at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $42.60 | $3.56 – $63.90 |
| UPMC St. Margaret | Pittsburgh | $46.20 | $3.69 – $65.45 |
| UPMC Muncy | Muncy | $75.00 | $3.33 – $100.00 |
| UPMC Northwest | Seneca | $54.00 | $3.87 – $76.50 |
| UPMC Somerset | Somerset | $24.00 | $2.99 – $30.00 |
| UPMC Wellsboro | Wellsboro | $90.40 | $3.33 – $101.70 |
| UPMC Williamsport | Williamsport | $75.00 | $3.33 – $100.00 |