healthcosts.net
#cf-97variants at UPMC Passavant-McCandless
9100 Babcock Boulevard, Pittsburgh, PA · UPMC · · NPI 1225047699
$3,357.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,596.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$257.67 with UPMC Health Plan vs $3,602.12 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $257.67 | ↓ -92% |
| Cigna | New Business ASO | $438.60 | ↓ -87% |
| UPMC Health Plan | Managed Medicaid | $489.81 | ↓ -85% |
| United Healthcare Community Plan for Families | Unison Kids | $512.07 | ↓ -85% |
| Cigna | Commercial | $516.00 | ↓ -85% |
| UPMC Health Plan | Managed Medicare | $517.25 | ↓ -85% |
| UPMC Work Partners | Workers Comp | $550.10 | ↓ -84% |
| Health Plan of Upper Ohio Valley | Medicaid | $556.60 | ↓ -83% |
| Health Plan of Upper Ohio Valley | Medicare | $556.60 | ↓ -83% |
| Aetna of PA | Medicare | $584.43 | ↓ -83% |
| United Healthcare | Unison Advantage Non Special Needs | $584.43 | ↓ -83% |
| Health Plan of Upper Ohio Valley | Commercial | $595.98 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicare | $601.07 | ↓ -82% |
| AmeriHealth Caritas | Medicare | $601.13 | ↓ -82% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $601.13 | ↓ -82% |
| Aetna | Medicare | $612.26 | ↓ -82% |
| United Healthcare | Unison Advantage Special Needs | $612.26 | ↓ -82% |
| Private Health Care Systems | Workers' Comp | $639.65 | ↓ -81% |
| Highmark Wholecare (prev Gateway) | Medicaid | $660.35 | ↓ -80% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $695.13 | ↓ -79% |
| PA Health & Wellness | PA Medicaid HMO | $758.85 | ↓ -77% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $774.39 | ↓ -77% |
| Coventry/First Health | Commercial | $903.00 | ↓ -73% |
| InterGroup | PPO | $1,070.70 | ↓ -68% |
| Humana | Commercial | $1,096.50 | ↓ -67% |
| Multiplan | PPO (Includes Workers' Comp) | $1,096.50 | ↓ -67% |
| Private Health Care Systems | PPO | $1,096.50 | ↓ -67% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,344.80 | ↓ -60% |
| Highmark BCBS of PA | Managed Care | $1,801.06 | ↓ -46% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,149.36 | ↓ -36% |
| Highmark BCBS of PA | Commercial - Indemnity | $2,878.61 | ↓ -14% |
| Highmark BCBS of PA | UPMC Emergent | $3,602.12 | ↑ +7% |
Visitor-reported prices
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#cf-97variants at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $3,357.60 | $256.16 – $1,095.30 |
| UPMC Presbyterian | Pittsburgh | $5,034.60 | $271.88 – $1,034.45 |
| UPMC St. Margaret | Pittsburgh | $3,357.60 | $258.30 – $1,034.45 |
| UPMC Muncy | Muncy | $2,487.60 | $54.75 – $569.96 |
| UPMC Northwest | Seneca | $3,357.60 | $257.79 – $674.05 |
| UPMC Somerset | Somerset | $3,216.00 | $489.81 – $4,020.00 |
| UPMC Wellsboro | Wellsboro | $3,108.00 | $62.64 – $671.48 |
| UPMC Williamsport | Williamsport | $3,263.40 | $119.61 – $601.13 |