healthcosts.net
X-ray bone survey infant at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$292.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$488.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.50 with UPMC Health Plan vs $439.20 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Commercial | $56.50 | ↓ -81% |
| UPMC Health Plan | Managed Medicaid | $59.30 | ↓ -80% |
| United Healthcare Community Plan for Families | PA Medicaid | $62.00 | ↓ -79% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $65.21 | ↓ -78% |
| Highmark Wholecare (prev Gateway) | Medicaid | $79.95 | ↓ -73% |
| UPMC Health Plan | Managed Medicare | $84.51 | ↓ -71% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $85.31 | ↓ -71% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $91.87 | ↓ -69% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $104.04 | ↓ -64% |
| Aetna of PA | Medicare | $106.45 | ↓ -64% |
| AmeriHealth Caritas | Medicare | $109.49 | ↓ -63% |
| Highmark Wholecare (prev Gateway) | Medicare | $109.49 | ↓ -63% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $109.49 | ↓ -63% |
| Aetna | Medicare | $111.52 | ↓ -62% |
| Bravo | Medicare | $122.00 | ↓ -58% |
| UPMC Work Partners | Workers Comp | $125.56 | ↓ -57% |
| Aetna | Neighborhood Network | $136.15 | ↓ -54% |
| Highmark BCBS of PA | Managed Care - Social Mission | $146.86 | ↓ -50% |
| Aetna | Home Depot Employer Group | $148.60 | ↓ -49% |
| Aetna | NBR ASO/FI | $151.28 | ↓ -48% |
| Cigna | New Business ASO | $165.92 | ↓ -43% |
| Aetna | EBR FI | $185.44 | ↓ -37% |
| Cigna | Commercial | $195.20 | ↓ -33% |
| Aetna | EBR ASO | $195.20 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $196.67 | ↓ -33% |
| UPMC Health Plan | CHIP | $204.79 | ↓ -30% |
| Coventry/First Health | Commercial | $214.72 | ↓ -27% |
| InterGroup | PPO | $244.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $277.00 | ↓ -5% |
| Cigna Behavioral Health | Commercial | $292.80 | ↑ +0% |
| Private Health Care Systems | PPO | $366.00 | ↑ +25% |
| Highmark BCBS of PA | Commercial - Indemnity | $370.97 | ↑ +27% |
| InterGroup | Approved National Affiliated PPO Business | $390.40 | ↑ +33% |
| American Healthcare Group | Commercial | $390.40 | ↑ +33% |
| National Provider Network | PPO | $400.16 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $439.20 | ↑ +50% |
| Health Payors Organization | Commercial | $439.20 | ↑ +50% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
X-ray bone survey infant at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $322.20 | $56.83 – $456.45 |
| UPMC Muncy | Muncy | $697.20 | $35.92 – $929.60 |
| UPMC Northwest | Seneca | $292.80 | $56.86 – $414.80 |
| UPMC Somerset | Somerset | $262.80 | $32.27 – $328.50 |
| UPMC Wellsboro | Wellsboro | $843.20 | $35.92 – $948.60 |
| UPMC Williamsport | Williamsport | $697.20 | $35.92 – $929.60 |