healthcosts.net
Urine Culture Test at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$80.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$134.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.73 with UPMC Health Plan vs $120.60 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $6.73 | ↓ -92% |
| UPMC Work Partners | Workers Comp | $7.98 | ↓ -90% |
| Geisinger | Medicaid/CHIP | $8.07 | ↓ -90% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $8.28 | ↓ -90% |
| Aetna of PA | Medicare | $8.47 | ↓ -89% |
| AmeriHealth Caritas | Medicare | $8.72 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicare | $8.72 | ↓ -89% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $8.72 | ↓ -89% |
| UPMC Health Plan | Managed Medicaid | $8.80 | ↓ -89% |
| Aetna | Medicare | $8.88 | ↓ -89% |
| United Healthcare Community Plan for Families | PA Medicaid | $9.20 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicaid | $11.86 | ↓ -85% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $12.66 | ↓ -84% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $13.63 | ↓ -83% |
| UPMC Health Plan | Commercial | $13.64 | ↓ -83% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $15.39 | ↓ -81% |
| Highmark BCBS of PA | Managed Care - Social Mission | $23.24 | ↓ -71% |
| Highmark BCBS of PA | Managed Care | $31.13 | ↓ -61% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $36.74 | ↓ -54% |
| Aetna | Neighborhood Network | $37.39 | ↓ -53% |
| Aetna | Home Depot Employer Group | $40.80 | ↓ -49% |
| Aetna | NBR ASO/FI | $41.54 | ↓ -48% |
| Cigna | New Business ASO | $45.56 | ↓ -43% |
| Bravo | Medicare | $46.90 | ↓ -42% |
| Highmark BCBS of PA | Commercial - Indemnity | $49.20 | ↓ -39% |
| UPMC Health Plan | CHIP | $49.45 | ↓ -38% |
| Aetna | EBR FI | $50.92 | ↓ -37% |
| Cigna | Commercial | $53.60 | ↓ -33% |
| Aetna | EBR ASO | $53.60 | ↓ -33% |
| Coventry/First Health | Commercial | $58.96 | ↓ -27% |
| InterGroup | PPO | $67.00 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $80.40 | ↑ +0% |
| Private Health Care Systems | PPO | $100.50 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $107.20 | ↑ +33% |
| American Healthcare Group | Commercial | $107.20 | ↑ +33% |
| National Provider Network | PPO | $109.88 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $120.60 | ↑ +50% |
| Health Payors Organization | Commercial | $120.60 | ↑ +50% |
Visitor-reported prices
Comments
Urine Culture Test at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $255.60 | $7.50 – $342.55 |
| UPMC Magee | Pittsburgh | $108.00 | $7.55 – $156.40 |
| UPMC Presbyterian | Pittsburgh | $490.20 | $7.98 – $617.95 |
| UPMC St. Margaret | Pittsburgh | $173.40 | $6.97 – $245.65 |
| UPMC East | Monroeville | $118.20 | $7.98 – $157.60 |
| UPMC Hamot | Erie | $62.40 | $7.98 – $72.80 |
| UPMC Carlisle | Carlisle | $45.00 | $7.99 – $63.75 |
| UPMC Altoona | Altoona | $103.20 | $7.98 – $137.60 |