healthcosts.net
Treat knuckle dislocation at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$2,824.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,707.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$80.85 with UPMC Health Plan vs $4,520.78 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $80.85 | ↓ -97% |
| United Healthcare Community Plan for Families | PA Medicaid | $84.53 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $109.00 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $116.31 | ↓ -96% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $125.26 | ↓ -96% |
| UPMC Work Partners | Workers Comp | $568.29 | ↓ -80% |
| Private Health Care Systems | PPO | $596.00 | ↓ -79% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $729.80 | ↓ -74% |
| UPMC Health Plan | Managed Medicare | $1,271.91 | ↓ -55% |
| Aetna | Neighborhood Network | $1,313.25 | ↓ -54% |
| Aetna | Home Depot Employer Group | $1,433.28 | ↓ -49% |
| UPMC Health Plan | Commercial | $1,443.63 | ↓ -49% |
| Aetna | NBR ASO/FI | $1,459.17 | ↓ -48% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $1,565.78 | ↓ -45% |
| Cigna | New Business ASO | $1,600.38 | ↓ -43% |
| Aetna of PA | Medicare | $1,602.09 | ↓ -43% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,643.66 | ↓ -42% |
| Bravo | Medicare | $1,647.45 | ↓ -42% |
| AmeriHealth Caritas | Medicare | $1,647.86 | ↓ -42% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,647.86 | ↓ -42% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,647.86 | ↓ -42% |
| Aetna | Medicare | $1,678.38 | ↓ -41% |
| Aetna | EBR FI | $1,788.66 | ↓ -37% |
| Cigna | Commercial | $1,882.80 | ↓ -33% |
| Aetna | EBR ASO | $1,882.80 | ↓ -33% |
| Coventry/First Health | Commercial | $2,071.08 | ↓ -27% |
| Highmark BCBS of PA | Managed Care | $2,201.11 | ↓ -22% |
| UPMC Health Plan | CHIP | $2,297.79 | ↓ -19% |
| InterGroup | PPO | $2,353.50 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $2,824.20 | ↑ +0% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,375.71 | ↑ +20% |
| InterGroup | Approved National Affiliated PPO Business | $3,765.60 | ↑ +33% |
| American Healthcare Group | Commercial | $3,765.60 | ↑ +33% |
| National Provider Network | PPO | $3,859.74 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $4,236.30 | ↑ +50% |
| Health Payors Organization | Commercial | $4,236.30 | ↑ +50% |
| Highmark BCBS of PA | Commercial - Indemnity | $4,520.78 | ↑ +60% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Treat knuckle dislocation at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $3,960.00 | $80.85 – $5,610.00 |
| UPMC Presbyterian | Pittsburgh | $5,288.40 | $80.85 – $7,491.90 |
| UPMC St. Margaret | Pittsburgh | $3,448.20 | $80.85 – $4,884.95 |
| UPMC Williamsport | Williamsport | $4,695.00 | $80.85 – $6,260.00 |