healthcosts.net

Trauma partial team response w/critical care services level 4 at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$8,257.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$13,763.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,051.57 with UPMC Health Plan vs $8,675.10 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $1,051.57 ↓ -87%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $1,294.53 ↓ -84%
Aetna of PA Medicare $1,324.55 ↓ -84%
AmeriHealth Caritas Medicare $1,362.40 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $1,362.40 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $1,362.40 ↓ -84%
Aetna Medicare $1,387.63 ↓ -83%
Aetna Neighborhood Network $2,689.28 ↓ -67%
Aetna Home Depot Employer Group $2,935.08 ↓ -64%
Aetna NBR ASO/FI $2,988.09 ↓ -64%
Cigna New Business ASO $3,277.26 ↓ -60%
Bravo Medicare $3,373.65 ↓ -59%
Aetna EBR FI $3,662.82 ↓ -56%
Cigna Commercial $3,855.60 ↓ -53%
Aetna EBR ASO $3,855.60 ↓ -53%
UPMC Health Plan Commercial $4,205.59 ↓ -49%
Coventry/First Health Commercial $4,241.16 ↓ -49%
Highmark BCBS of PA Managed Care $4,424.30 ↓ -46%
Highmark BCBS of PA Managed Care - Social Mission $4,424.30 ↓ -46%
Highmark BCBS of PA Commercial - Indemnity $4,597.80 ↓ -44%
Highmark BCBS of PA Commercial - Social Mission Indemnity $4,597.80 ↓ -44%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $4,819.50 ↓ -42%
InterGroup PPO $4,819.50 ↓ -42%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $5,301.45 ↓ -36%
UPMC Health Plan CHIP $5,325.94 ↓ -36%
Cigna Behavioral Health Commercial $5,783.40 ↓ -30%
Private Health Care Systems PPO $7,229.25 ↓ -12%
InterGroup Approved National Affiliated PPO Business $7,711.20 ↓ -7%
American Healthcare Group Commercial $7,711.20 ↓ -7%
National Provider Network PPO $7,903.98 ↓ -4%
Multiplan PPO (inc. Auto and Worker's Compensation) $8,675.10 ↑ +5%
Health Payors Organization Commercial $8,675.10 ↑ +5%
UPMC Work Partners Workers Comp not published by hospital
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Trauma partial team response w/critical care services level 4 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $8,753.40 $782.34 – $1,955.85
UPMC Presbyterian Pittsburgh $9,021.00 $842.93 – $10,799.25
UPMC Muncy Muncy $6,141.60 $899.12 – $9,212.40
UPMC Wellsboro Wellsboro $7,799.20 $899.12 – $8,774.10
UPMC Williamsport Williamsport $6,448.80 $899.12 – $9,673.20

All Pennsylvania hospitals for this procedure →