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Tissue culture placenta at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,024.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,707.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$125.29 with UPMC Health Plan vs $1,536.30 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $125.29 ↓ -88%
UPMC Work Partners Workers Comp $148.55 ↓ -85%
Geisinger Medicaid/CHIP $150.30 ↓ -85%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $154.24 ↓ -85%
Aetna of PA Medicare $157.81 ↓ -85%
AmeriHealth Caritas Medicare $162.32 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $162.32 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $162.32 ↓ -84%
Aetna Medicare $165.33 ↓ -84%
UPMC Health Plan Managed Medicaid $207.90 ↓ -80%
UPMC Health Plan Commercial $212.78 ↓ -79%
United Healthcare Community Plan for Families PA Medicaid $217.35 ↓ -79%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $273.13 ↓ -73%
Highmark Wholecare (prev Gateway) Medicaid $280.29 ↓ -73%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $299.07 ↓ -71%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $322.09 ↓ -69%
Highmark BCBS of PA Managed Care - Social Mission $412.49 ↓ -60%
Aetna Neighborhood Network $476.25 ↓ -54%
Aetna Home Depot Employer Group $519.78 ↓ -49%
Aetna NBR ASO/FI $529.17 ↓ -48%
Highmark BCBS of PA Managed Care $552.38 ↓ -46%
Cigna New Business ASO $580.38 ↓ -43%
Bravo Medicare $597.45 ↓ -42%
Aetna EBR FI $648.66 ↓ -37%
Highmark BCBS of PA Commercial - Social Mission Indemnity $651.97 ↓ -36%
Cigna Commercial $682.80 ↓ -33%
Aetna EBR ASO $682.80 ↓ -33%
Coventry/First Health Commercial $751.08 ↓ -27%
UPMC Health Plan CHIP $771.23 ↓ -25%
InterGroup PPO $853.50 ↓ -17%
Highmark BCBS of PA Commercial - Indemnity $873.15 ↓ -15%
Cigna Behavioral Health Commercial $1,024.20 ↑ +0%
Private Health Care Systems PPO $1,280.25 ↑ +25%
InterGroup Approved National Affiliated PPO Business $1,365.60 ↑ +33%
American Healthcare Group Commercial $1,365.60 ↑ +33%
National Provider Network PPO $1,399.74 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $1,536.30 ↑ +50%
Health Payors Organization Commercial $1,536.30 ↑ +50%

Visitor-reported prices

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Tissue culture placenta at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Somerset Somerset $543.00 $148.55 – $678.75

All Pennsylvania hospitals for this procedure →