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Susceptibility agar dilution per agent at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$34.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$58.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.96 with UPMC Health Plan vs $52.20 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $3.96 ↓ -89%
UPMC Work Partners Workers Comp $4.70 ↓ -86%
Geisinger Medicaid/CHIP $4.75 ↓ -86%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $4.87 ↓ -86%
Aetna of PA Medicare $4.99 ↓ -86%
AmeriHealth Caritas Medicare $5.13 ↓ -85%
Highmark Wholecare (prev Gateway) Medicare $5.13 ↓ -85%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $5.13 ↓ -85%
Aetna Medicare $5.22 ↓ -85%
UPMC Health Plan Managed Medicaid $6.60 ↓ -81%
United Healthcare Community Plan for Families PA Medicaid $6.90 ↓ -80%
Highmark Wholecare (prev Gateway) Medicaid $8.90 ↓ -74%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $9.49 ↓ -73%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $10.23 ↓ -71%
UPMC Health Plan Commercial $11.93 ↓ -66%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $12.90 ↓ -63%
Aetna Neighborhood Network $16.18 ↓ -54%
Aetna Home Depot Employer Group $17.66 ↓ -49%
Aetna NBR ASO/FI $17.98 ↓ -48%
Highmark BCBS of PA Managed Care - Social Mission $19.48 ↓ -44%
Cigna New Business ASO $19.72 ↓ -43%
Bravo Medicare $20.30 ↓ -42%
Aetna EBR FI $22.04 ↓ -37%
Cigna Commercial $23.20 ↓ -33%
Aetna EBR ASO $23.20 ↓ -33%
Coventry/First Health Commercial $25.52 ↓ -27%
Highmark BCBS of PA Managed Care $26.09 ↓ -25%
InterGroup PPO $29.00 ↓ -17%
Highmark BCBS of PA Commercial - Social Mission Indemnity $30.79 ↓ -12%
Cigna Behavioral Health Commercial $34.80 ↑ +0%
Highmark BCBS of PA Commercial - Indemnity $41.24 ↑ +19%
UPMC Health Plan CHIP $43.23 ↑ +24%
Private Health Care Systems PPO $43.50 ↑ +25%
InterGroup Approved National Affiliated PPO Business $46.40 ↑ +33%
American Healthcare Group Commercial $46.40 ↑ +33%
National Provider Network PPO $47.56 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $52.20 ↑ +50%
Health Payors Organization Commercial $52.20 ↑ +50%

Visitor-reported prices

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Susceptibility agar dilution per agent at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $96.60 $4.41 – $136.85
UPMC Presbyterian Pittsburgh $606.60 $4.70 – $859.35
UPMC St. Margaret Pittsburgh $51.00 $4.10 – $72.25
UPMC Muncy Muncy $91.80 $4.70 – $122.40
UPMC Northwest Seneca $34.80 $4.31 – $49.30
UPMC Somerset Somerset $25.80 $4.70 – $16.50
UPMC Wellsboro Wellsboro $111.20 $4.70 – $125.10
UPMC Williamsport Williamsport $91.80 $4.70 – $122.40

All Pennsylvania hospitals for this procedure →