Stress test pulmonary at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$281.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$469.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.86 with Highmark BCBS of PA vs $422.10 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $6.86 ↓ -98%
Highmark BCBS of PA Managed Care - Social Mission $15.45 ↓ -95%
Highmark BCBS of PA Managed Care $20.69 ↓ -93%
Highmark BCBS of PA Commercial - Social Mission Indemnity $29.04 ↓ -90%
UPMC Health Plan Managed Medicaid $29.83 ↓ -89%
United Healthcare Community Plan for Families PA Medicaid $31.19 ↓ -89%
Highmark BCBS of PA Commercial - Indemnity $38.90 ↓ -86%
Highmark Wholecare (prev Gateway) Medicaid $40.22 ↓ -86%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $42.91 ↓ -85%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $46.22 ↓ -84%
UPMC Work Partners Workers Comp $47.18 ↓ -83%
UPMC Health Plan Managed Medicare $102.44 ↓ -64%
UPMC Health Plan Commercial $123.24 ↓ -56%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $126.11 ↓ -55%
Aetna of PA Medicare $129.03 ↓ -54%
Aetna Neighborhood Network $130.85 ↓ -54%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $132.72 ↓ -53%
AmeriHealth Caritas Medicare $132.72 ↓ -53%
Highmark Wholecare (prev Gateway) Medicare $132.72 ↓ -53%
Aetna Medicare $135.18 ↓ -52%
Aetna Home Depot Employer Group $142.81 ↓ -49%
Aetna NBR ASO/FI $145.39 ↓ -48%
UPMC Health Plan CHIP $156.07 ↓ -45%
Cigna New Business ASO $159.46 ↓ -43%
Bravo Medicare $164.15 ↓ -42%
Aetna EBR FI $178.22 ↓ -37%
Aetna EBR ASO $187.60 ↓ -33%
Cigna Commercial $187.60 ↓ -33%
Coventry/First Health Commercial $206.36 ↓ -27%
InterGroup PPO $234.50 ↓ -17%
Cigna Behavioral Health Commercial $281.40 ↑ +0%
Private Health Care Systems PPO $351.75 ↑ +25%
American Healthcare Group Commercial $375.20 ↑ +33%
InterGroup Approved National Affiliated PPO Business $375.20 ↑ +33%
National Provider Network PPO $384.58 ↑ +37%
Health Payors Organization Commercial $422.10 ↑ +50%
Multiplan PPO (inc. Auto and Worker's Compensation) $422.10 ↑ +50%
Tricare East Region not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Stress test pulmonary at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Magee Pittsburgh $264.60 $6.92 – $132.72
UPMC Passavant-McCandless Pittsburgh $41.40 $6.92 – $135.18
UPMC Presbyterian Pittsburgh $478.20 $6.92 – $135.18
UPMC Altoona Altoona $188.40 $6.86 – $251.20
UPMC Carlisle Carlisle $399.00 $11.34 – $565.25
UPMC Cole Coudersport $40.20 $18.57 – $53.60
UPMC Community Osteopathic Harrisburg $399.00 $11.34 – $565.25
UPMC East Monroeville $492.00 $6.92 – $656.00

All Pennsylvania hospitals for this procedure →