healthcosts.net

Sleep study unattended at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$919.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,533.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$124.35 with UPMC Health Plan vs $1,379.70 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $124.35 ↓ -86%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $153.08 ↓ -83%
Aetna of PA Medicare $156.63 ↓ -83%
AmeriHealth Caritas Medicare $161.10 ↓ -82%
Highmark Wholecare (prev Gateway) Medicare $161.10 ↓ -82%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $161.10 ↓ -82%
Aetna Medicare $164.09 ↓ -82%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $210.14 ↓ -77%
Aetna Neighborhood Network $427.71 ↓ -53%
Aetna Home Depot Employer Group $466.80 ↓ -49%
Highmark BCBS of PA Managed Care - Social Mission $473.27 ↓ -49%
Aetna NBR ASO/FI $475.23 ↓ -48%
Cigna New Business ASO $521.22 ↓ -43%
Bravo Medicare $536.55 ↓ -42%
Aetna EBR FI $582.54 ↓ -37%
Cigna Commercial $613.20 ↓ -33%
Aetna EBR ASO $613.20 ↓ -33%
Highmark BCBS of PA Managed Care $633.78 ↓ -31%
Coventry/First Health Commercial $674.52 ↓ -27%
InterGroup PPO $766.50 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $843.15 ↓ -8%
UPMC Work Partners Workers Comp $863.52 ↓ -6%
Highmark BCBS of PA Commercial - Social Mission Indemnity $889.79 ↓ -3%
Cigna Behavioral Health Commercial $919.80 ↑ +0%
UPMC Health Plan Commercial $999.73 ↑ +9%
Private Health Care Systems PPO $1,149.75 ↑ +25%
Highmark BCBS of PA Commercial - Indemnity $1,191.65 ↑ +30%
InterGroup Approved National Affiliated PPO Business $1,226.40 ↑ +33%
American Healthcare Group Commercial $1,226.40 ↑ +33%
National Provider Network PPO $1,257.06 ↑ +37%
UPMC Health Plan CHIP $1,266.05 ↑ +38%
Multiplan PPO (inc. Auto and Worker's Compensation) $1,379.70 ↑ +50%
Health Payors Organization Commercial $1,379.70 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Sleep study unattended at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $1,375.80 $138.62 – $1,949.05
UPMC Presbyterian Pittsburgh $2,213.40 $106.45 – $3,135.65
UPMC St. Margaret Pittsburgh $2,371.20 $128.79 – $3,359.20
UPMC Wellsboro Wellsboro $653.60 $113.55 – $735.30

All Pennsylvania hospitals for this procedure →