healthcosts.net
Repair detached retina crtx at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$4,294.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$7,157.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$371.80 with UPMC Health Plan vs $6,441.30 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $371.80 | ↓ -91% |
| United Healthcare Community Plan for Families | PA Medicaid | $388.70 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $501.25 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $534.85 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $576.02 | ↓ -87% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,030.96 | ↓ -76% |
| UPMC Health Plan | Managed Medicare | $1,812.58 | ↓ -58% |
| Aetna | Neighborhood Network | $1,996.80 | ↓ -54% |
| UPMC Health Plan | Commercial | $2,053.81 | ↓ -52% |
| Aetna | Home Depot Employer Group | $2,179.31 | ↓ -49% |
| Aetna | NBR ASO/FI | $2,218.67 | ↓ -48% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $2,231.37 | ↓ -48% |
| UPMC Work Partners | Workers Comp | $2,236.58 | ↓ -48% |
| Aetna of PA | Medicare | $2,283.12 | ↓ -47% |
| Highmark BCBS of PA | Managed Care - Social Mission | $2,321.94 | ↓ -46% |
| AmeriHealth Caritas | Medicare | $2,348.35 | ↓ -45% |
| Highmark Wholecare (prev Gateway) | Medicare | $2,348.35 | ↓ -45% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $2,348.35 | ↓ -45% |
| Aetna | Medicare | $2,391.84 | ↓ -44% |
| Cigna | New Business ASO | $2,433.38 | ↓ -43% |
| Bravo | Medicare | $2,504.95 | ↓ -42% |
| Aetna | EBR FI | $2,719.66 | ↓ -37% |
| Cigna | Commercial | $2,862.80 | ↓ -33% |
| Aetna | EBR ASO | $2,862.80 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $3,109.42 | ↓ -28% |
| Coventry/First Health | Commercial | $3,149.08 | ↓ -27% |
| UPMC Health Plan | CHIP | $3,269.00 | ↓ -24% |
| InterGroup | PPO | $3,578.50 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $4,294.20 | ↑ +0% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $4,768.74 | ↑ +11% |
| Private Health Care Systems | PPO | $5,367.75 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $5,725.60 | ↑ +33% |
| American Healthcare Group | Commercial | $5,725.60 | ↑ +33% |
| National Provider Network | PPO | $5,868.74 | ↑ +37% |
| Highmark BCBS of PA | Commercial - Indemnity | $6,386.35 | ↑ +49% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $6,441.30 | ↑ +50% |
| Health Payors Organization | Commercial | $6,441.30 | ↑ +50% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |