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Pulse ox continuous overnight monitoring at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,032.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,720.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.60 with Highmark BCBS of PA vs $1,548.00 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $31.60 ↓ -97%
UPMC Health Plan Commercial $70.09 ↓ -93%
Highmark BCBS of PA Managed Care - Social Mission $71.17 ↓ -93%
UPMC Health Plan CHIP $88.76 ↓ -91%
Highmark BCBS of PA Managed Care $95.31 ↓ -91%
UPMC Work Partners Workers Comp $95.36 ↓ -91%
UPMC Health Plan Managed Medicare $124.35 ↓ -88%
Highmark BCBS of PA Commercial - Social Mission Indemnity $133.80 ↓ -87%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $153.08 ↓ -85%
Aetna of PA Medicare $156.63 ↓ -85%
AmeriHealth Caritas Medicare $161.10 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $161.10 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $161.10 ↓ -84%
Aetna Medicare $164.09 ↓ -84%
Highmark BCBS of PA Commercial - Indemnity $179.20 ↓ -83%
Aetna Neighborhood Network $479.88 ↓ -54%
Aetna Home Depot Employer Group $523.74 ↓ -49%
Aetna NBR ASO/FI $533.20 ↓ -48%
Cigna New Business ASO $584.80 ↓ -43%
Bravo Medicare $602.00 ↓ -42%
Aetna EBR FI $653.60 ↓ -37%
Cigna Commercial $688.00 ↓ -33%
Aetna EBR ASO $688.00 ↓ -33%
Coventry/First Health Commercial $756.80 ↓ -27%
InterGroup PPO $860.00 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $946.00 ↓ -8%
Cigna Behavioral Health Commercial $1,032.00 ↑ +0%
Private Health Care Systems PPO $1,290.00 ↑ +25%
InterGroup Approved National Affiliated PPO Business $1,376.00 ↑ +33%
American Healthcare Group Commercial $1,376.00 ↑ +33%
National Provider Network PPO $1,410.40 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $1,548.00 ↑ +50%
Health Payors Organization Commercial $1,548.00 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Pulse ox continuous overnight monitoring at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $532.20 $31.90 – $753.95
UPMC Presbyterian Pittsburgh $1,220.40 $31.90 – $1,728.90
UPMC St. Margaret Pittsburgh $237.00 $31.90 – $335.75
UPMC Muncy Muncy $302.40 $75.60 – $403.20
UPMC Northwest Seneca $360.60 $82.01 – $510.85
UPMC Somerset Somerset $350.40 $31.28 – $438.00
UPMC Wellsboro Wellsboro $365.60 $82.26 – $411.30
UPMC Williamsport Williamsport $302.40 $94.09 – $403.20

All Pennsylvania hospitals for this procedure →