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Protector nerve neurawrap 4cm at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$5,400.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$9,000.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,344.00 with Highmark Wholecare (prev Gateway) vs $5,040.00 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $1,344.00 ↓ -75%
Aetna Medicare $1,400.00 ↓ -74%
Aetna Neighborhood Network $1,562.40 ↓ -71%
Aetna Home Depot Employer Group $1,705.20 ↓ -68%
Aetna NBR ASO/FI $1,736.00 ↓ -68%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $1,848.00 ↓ -66%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $1,894.48 ↓ -65%
Cigna New Business ASO $1,904.00 ↓ -65%
UPMC Health Plan CHIP $1,960.00 ↓ -64%
Aetna EBR FI $2,128.00 ↓ -61%
Aetna EBR ASO $2,240.00 ↓ -59%
Cigna Commercial $2,240.00 ↓ -59%
Coventry/First Health Commercial $2,464.00 ↓ -54%
UPMC Health Plan Commercial $2,520.00 ↓ -53%
Highmark BCBS of PA Managed Care $2,570.40 ↓ -52%
Highmark BCBS of PA Managed Care - Social Mission $2,570.40 ↓ -52%
Highmark BCBS of PA Commercial - Indemnity $2,671.20 ↓ -51%
Highmark BCBS of PA Commercial - Social Mission Indemnity $2,671.20 ↓ -51%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $2,800.00 ↓ -48%
Highmark Wholecare (prev Gateway) Medicare $2,800.00 ↓ -48%
InterGroup PPO $2,800.00 ↓ -48%
Cigna Behavioral Health Commercial $3,360.00 ↓ -38%
Private Health Care Systems PPO $4,200.00 ↓ -22%
American Healthcare Group Commercial $4,480.00 ↓ -17%
InterGroup Approved National Affiliated PPO Business $4,480.00 ↓ -17%
National Provider Network PPO $4,592.00 ↓ -15%
Health Payors Organization Commercial $5,040.00 ↓ -7%
Multiplan PPO (inc. Auto and Worker's Compensation) $5,040.00 ↓ -7%
UPMC Work Partners Workers Comp not published by hospital
Bravo Medicare not published by hospital

Visitor-reported prices

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Protector nerve neurawrap 4cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $6,432.60 $1,232.00 – $4,760.00
UPMC Presbyterian Pittsburgh $8,752.20 $1,715.04 – $12,148.20
UPMC St. Margaret Pittsburgh $4,277.40 $1,187.20 – $5,045.60

All Pennsylvania hospitals for this procedure →