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Ph body fluid at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$87.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$146.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.20 with UPMC Health Plan vs $131.40 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $2.20 ↓ -97%
United Healthcare Community Plan for Families PA Medicaid $2.30 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $2.97 ↓ -97%
UPMC Health Plan Managed Medicare $2.98 ↓ -97%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $3.16 ↓ -96%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $3.41 ↓ -96%
UPMC Work Partners Workers Comp $3.54 ↓ -96%
Geisinger Medicaid/CHIP $3.58 ↓ -96%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3.67 ↓ -96%
Aetna of PA Medicare $3.76 ↓ -96%
AmeriHealth Caritas Medicare $3.87 ↓ -96%
Highmark Wholecare (prev Gateway) Medicare $3.87 ↓ -96%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3.87 ↓ -96%
Aetna Medicare $3.94 ↓ -96%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $7.01 ↓ -92%
UPMC Health Plan Commercial $7.39 ↓ -92%
Highmark BCBS of PA Managed Care - Social Mission $10.58 ↓ -88%
Highmark BCBS of PA Managed Care $14.17 ↓ -84%
Highmark BCBS of PA Commercial - Social Mission Indemnity $16.73 ↓ -81%
Highmark BCBS of PA Commercial - Indemnity $22.40 ↓ -74%
UPMC Health Plan CHIP $26.77 ↓ -69%
Aetna Neighborhood Network $40.73 ↓ -54%
Aetna Home Depot Employer Group $44.46 ↓ -49%
Aetna NBR ASO/FI $45.26 ↓ -48%
Cigna New Business ASO $49.64 ↓ -43%
Bravo Medicare $51.10 ↓ -42%
Aetna EBR FI $55.48 ↓ -37%
Cigna Commercial $58.40 ↓ -33%
Aetna EBR ASO $58.40 ↓ -33%
Coventry/First Health Commercial $64.24 ↓ -27%
InterGroup PPO $73.00 ↓ -17%
Cigna Behavioral Health Commercial $87.60 ↑ +0%
Private Health Care Systems PPO $109.50 ↑ +25%
InterGroup Approved National Affiliated PPO Business $116.80 ↑ +33%
American Healthcare Group Commercial $116.80 ↑ +33%
National Provider Network PPO $119.72 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $131.40 ↑ +50%
Health Payors Organization Commercial $131.40 ↑ +50%

Visitor-reported prices

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Ph body fluid at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $67.80 $2.20 – $96.05
UPMC Presbyterian Pittsburgh $34.20 $2.00 – $48.45
UPMC St. Margaret Pittsburgh $45.00 $2.20 – $60.35
UPMC Muncy Muncy $39.60 $2.20 – $52.80
UPMC Northwest Seneca $27.00 $2.20 – $38.25
UPMC Somerset Somerset $19.20 $2.00 – $14.25
UPMC Wellsboro Wellsboro $63.20 $2.00 – $53.77
UPMC Williamsport Williamsport $39.60 $2.20 – $52.80

All Pennsylvania hospitals for this procedure →