healthcosts.net
Mayo nickel at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$189.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$316.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$12.10 with UPMC Health Plan vs $284.40 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $12.10 | ↓ -94% |
| United Healthcare Community Plan for Families | PA Medicaid | $12.65 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $16.31 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $17.41 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $18.75 | ↓ -90% |
| UPMC Health Plan | Managed Medicare | $20.43 | ↓ -89% |
| UPMC Work Partners | Workers Comp | $24.23 | ↓ -87% |
| Geisinger | Medicaid/CHIP | $24.51 | ↓ -87% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $25.15 | ↓ -87% |
| Aetna of PA | Medicare | $25.74 | ↓ -86% |
| AmeriHealth Caritas | Medicare | $26.47 | ↓ -86% |
| Highmark Wholecare (prev Gateway) | Medicare | $26.47 | ↓ -86% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $26.47 | ↓ -86% |
| Aetna | Medicare | $26.96 | ↓ -86% |
| UPMC Health Plan | Commercial | $39.03 | ↓ -79% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $51.21 | ↓ -73% |
| Highmark BCBS of PA | Managed Care - Social Mission | $77.34 | ↓ -59% |
| Aetna | Neighborhood Network | $88.16 | ↓ -54% |
| Aetna | Home Depot Employer Group | $96.22 | ↓ -49% |
| Aetna | NBR ASO/FI | $97.96 | ↓ -48% |
| Highmark BCBS of PA | Managed Care | $103.57 | ↓ -45% |
| Cigna | New Business ASO | $107.44 | ↓ -43% |
| Bravo | Medicare | $110.60 | ↓ -42% |
| Aetna | EBR FI | $120.08 | ↓ -37% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $122.24 | ↓ -36% |
| Cigna | Commercial | $126.40 | ↓ -33% |
| Aetna | EBR ASO | $126.40 | ↓ -33% |
| Coventry/First Health | Commercial | $139.04 | ↓ -27% |
| UPMC Health Plan | CHIP | $141.46 | ↓ -25% |
| InterGroup | PPO | $158.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity | $163.71 | ↓ -14% |
| Cigna Behavioral Health | Commercial | $189.60 | ↑ +0% |
| Private Health Care Systems | PPO | $237.00 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $252.80 | ↑ +33% |
| American Healthcare Group | Commercial | $252.80 | ↑ +33% |
| National Provider Network | PPO | $259.12 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $284.40 | ↑ +50% |
| Health Payors Organization | Commercial | $284.40 | ↑ +50% |
Visitor-reported prices
Comments
Mayo nickel at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $178.20 | $12.10 – $252.45 |
| UPMC Presbyterian | Pittsburgh | $406.80 | $11.00 – $576.30 |
| UPMC St. Margaret | Pittsburgh | $429.60 | $12.10 – $608.60 |
| UPMC Muncy | Muncy | $269.40 | $12.10 – $359.20 |
| UPMC Northwest | Seneca | $175.20 | $12.10 – $248.20 |
| UPMC Somerset | Somerset | $89.40 | $12.10 – $111.75 |
| UPMC Wellsboro | Wellsboro | $326.40 | $11.00 – $367.20 |
| UPMC Williamsport | Williamsport | $269.40 | $12.10 – $359.20 |