healthcosts.net

Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$41,292.60

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$68,821.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,587.58 with Highmark BCBS of PA vs $61,938.90 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $1,587.58 ↓ -96%
UPMC Health Plan Commercial $2,265.08 ↓ -95%
UPMC Work Partners Workers Comp $3,493.26 ↓ -92%
Highmark BCBS of PA Managed Care - Social Mission $3,575.56 ↓ -91%
UPMC Health Plan CHIP $3,605.28 ↓ -91%
Highmark BCBS of PA Managed Care $4,788.20 ↓ -88%
Highmark BCBS of PA Commercial - Social Mission Indemnity $7,343.38 ↓ -82%
Highmark BCBS of PA Commercial - Indemnity $9,834.33 ↓ -76%
Aetna Neighborhood Network $19,201.06 ↓ -53%
Aetna Home Depot Employer Group $20,955.99 ↓ -49%
Aetna NBR ASO/FI $21,334.51 ↓ -48%
Cigna New Business ASO $23,399.14 ↓ -43%
Bravo Medicare $24,087.35 ↓ -42%
UPMC Health Plan Managed Medicare $25,480.54 ↓ -38%
Aetna EBR FI $26,151.98 ↓ -37%
Cigna Commercial $27,528.40 ↓ -33%
Aetna EBR ASO $27,528.40 ↓ -33%
Coventry/First Health Commercial $30,281.24 ↓ -27%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $31,367.72 ↓ -24%
Aetna of PA Medicare $32,095.21 ↓ -22%
AmeriHealth Caritas Medicare $33,012.22 ↓ -20%
Highmark Wholecare (prev Gateway) Medicare $33,012.22 ↓ -20%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $33,012.22 ↓ -20%
Aetna Medicare $33,623.56 ↓ -19%
InterGroup PPO $34,410.50 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $37,851.55 ↓ -8%
Cigna Behavioral Health Commercial $41,292.60 ↑ +0%
Private Health Care Systems PPO $51,615.75 ↑ +25%
InterGroup Approved National Affiliated PPO Business $55,056.80 ↑ +33%
American Healthcare Group Commercial $55,056.80 ↑ +33%
National Provider Network PPO $56,433.22 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $61,938.90 ↑ +50%
Health Payors Organization Commercial $61,938.90 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Insertion/replacement implantable defibrillator w/lead(s) single/dual chamber at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $67,256.40 $1,602.70 – $95,279.90
UPMC Presbyterian Pittsburgh $70,716.00 $931.20 – $100,181.00
UPMC Somerset Somerset $48,933.60 $892.40 – $61,167.00
UPMC Williamsport Williamsport $6,004.80 $993.28 – $33,009.16

All Pennsylvania hospitals for this procedure →