healthcosts.net
Ins cath ren art 2nd+ uni at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$10,903.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,172.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$344.41 with UPMC Health Plan vs $16,460.30 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $344.41 | ↓ -97% |
| United Healthcare Community Plan for Families | PA Medicaid | $360.06 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicaid | $464.33 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $495.45 | ↓ -95% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $533.59 | ↓ -95% |
| UPMC Health Plan | Commercial | $1,225.61 | ↓ -89% |
| UPMC Health Plan | CHIP | $2,217.15 | ↓ -80% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $2,657.23 | ↓ -76% |
| UPMC Work Partners | Workers Comp | $3,535.18 | ↓ -68% |
| UPMC Health Plan | Managed Medicare | $4,296.12 | ↓ -61% |
| Aetna | Neighborhood Network | $5,069.99 | ↓ -53% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $5,288.72 | ↓ -51% |
| Aetna of PA | Medicare | $5,411.37 | ↓ -50% |
| Aetna | Home Depot Employer Group | $5,533.37 | ↓ -49% |
| AmeriHealth Caritas | Medicare | $5,565.99 | ↓ -49% |
| Highmark Wholecare (prev Gateway) | Medicare | $5,565.99 | ↓ -49% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $5,565.99 | ↓ -49% |
| Aetna | NBR ASO/FI | $5,633.32 | ↓ -48% |
| Aetna | Medicare | $5,669.06 | ↓ -48% |
| Highmark BCBS of PA | Managed Care - Social Mission | $5,984.63 | ↓ -45% |
| Cigna | New Business ASO | $6,178.48 | ↓ -43% |
| Bravo | Medicare | $6,360.20 | ↓ -42% |
| Aetna | EBR FI | $6,905.36 | ↓ -37% |
| Cigna | Commercial | $7,268.80 | ↓ -33% |
| Aetna | EBR ASO | $7,268.80 | ↓ -33% |
| Coventry/First Health | Commercial | $7,995.68 | ↓ -27% |
| Highmark BCBS of PA | Managed Care | $8,014.29 | ↓ -26% |
| InterGroup | PPO | $9,086.00 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $10,903.20 | ↑ +0% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $12,291.04 | ↑ +13% |
| Private Health Care Systems | PPO | $13,629.00 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $14,537.60 | ↑ +33% |
| American Healthcare Group | Commercial | $14,537.60 | ↑ +33% |
| National Provider Network | PPO | $14,901.04 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $16,354.80 | ↑ +50% |
| Health Payors Organization | Commercial | $16,354.80 | ↑ +50% |
| Highmark BCBS of PA | Commercial - Indemnity | $16,460.30 | ↑ +51% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Ins cath ren art 2nd+ uni at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $7,959.00 | $344.41 – $11,275.25 |
| UPMC Presbyterian | Pittsburgh | $10,031.40 | $344.41 – $14,211.15 |
| UPMC Somerset | Somerset | $10,450.20 | $344.41 – $13,062.75 |
| UPMC Williamsport | Williamsport | $3,054.00 | $344.41 – $4,072.00 |