healthcosts.net
Ins cath ren art 1st uni at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$2,866.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,777.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$247.21 with UPMC Health Plan vs $10,773.45 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $247.21 | ↓ -91% |
| United Healthcare Community Plan for Families | PA Medicaid | $258.45 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $333.29 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $355.63 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $383.00 | ↓ -87% |
| UPMC Health Plan | Commercial | $1,031.98 | ↓ -64% |
| Aetna | Medicare | $1,194.25 | ↓ -58% |
| Aetna | Neighborhood Network | $1,332.78 | ↓ -54% |
| Aetna | Home Depot Employer Group | $1,454.60 | ↓ -49% |
| Aetna | NBR ASO/FI | $1,480.87 | ↓ -48% |
| Cigna | New Business ASO | $1,624.18 | ↓ -43% |
| Bravo | Medicare | $1,671.95 | ↓ -42% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,739.19 | ↓ -39% |
| Aetna | EBR FI | $1,815.26 | ↓ -37% |
| UPMC Health Plan | CHIP | $1,866.87 | ↓ -35% |
| Cigna | Commercial | $1,910.80 | ↓ -33% |
| Aetna | EBR ASO | $1,910.80 | ↓ -33% |
| Coventry/First Health | Commercial | $2,101.88 | ↓ -27% |
| UPMC Work Partners | Workers Comp | $2,312.09 | ↓ -19% |
| Highmark Wholecare (prev Gateway) | Medicare | $2,388.50 | ↓ -17% |
| InterGroup | PPO | $2,388.50 | ↓ -17% |
| UPMC Health Plan | Managed Medicare | $2,501.43 | ↓ -13% |
| Cigna Behavioral Health | Commercial | $2,866.20 | ↑ +0% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $3,079.38 | ↑ +7% |
| Aetna of PA | Medicare | $3,150.80 | ↑ +10% |
| AmeriHealth Caritas | Medicare | $3,240.82 | ↑ +13% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $3,240.82 | ↑ +13% |
| Private Health Care Systems | PPO | $3,582.75 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $3,821.60 | ↑ +33% |
| American Healthcare Group | Commercial | $3,821.60 | ↑ +33% |
| Highmark BCBS of PA | Managed Care - Social Mission | $3,917.01 | ↑ +37% |
| National Provider Network | PPO | $3,917.14 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $4,299.30 | ↑ +50% |
| Health Payors Organization | Commercial | $4,299.30 | ↑ +50% |
| Highmark BCBS of PA | Managed Care | $5,245.44 | ↑ +83% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $8,044.63 | ↑ +181% |
| Highmark BCBS of PA | Commercial - Indemnity | $10,773.45 | ↑ +276% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Ins cath ren art 1st uni at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $7,507.80 | $247.21 – $10,636.05 |
| UPMC Presbyterian | Pittsburgh | $10,031.40 | $247.21 – $14,211.15 |
| UPMC St. Margaret | Pittsburgh | $8,832.00 | $247.21 – $12,512.00 |
| UPMC Somerset | Somerset | $6,300.60 | $247.21 – $7,875.75 |
| UPMC Williamsport | Williamsport | $2,781.00 | $247.21 – $3,708.00 |