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Immunofluorescence per specimen initial single antibody stain at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$316.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$527.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$17.44 with UPMC Health Plan vs $474.30 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Commercial $17.44 ↓ -94%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $19.63 ↓ -94%
UPMC Health Plan Managed Medicaid $28.05 ↓ -91%
United Healthcare Community Plan for Families PA Medicaid $29.32 ↓ -91%
Highmark BCBS of PA Managed Care - Social Mission $29.64 ↓ -91%
Highmark Wholecare (prev Gateway) Medicaid $37.82 ↓ -88%
Highmark BCBS of PA Managed Care $39.70 ↓ -87%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $40.35 ↓ -87%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $43.46 ↓ -86%
Highmark BCBS of PA Commercial - Social Mission Indemnity $46.85 ↓ -85%
Highmark BCBS of PA Commercial - Indemnity $62.75 ↓ -80%
UPMC Health Plan CHIP $63.22 ↓ -80%
UPMC Work Partners Workers Comp $133.77 ↓ -58%
UPMC Health Plan Managed Medicare $136.19 ↓ -57%
Aetna Neighborhood Network $147.03 ↓ -54%
Aetna Home Depot Employer Group $160.47 ↓ -49%
Aetna NBR ASO/FI $163.37 ↓ -48%
Geisinger Medicaid/CHIP $163.37 ↓ -48%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $167.65 ↓ -47%
Aetna of PA Medicare $171.54 ↓ -46%
AmeriHealth Caritas Medicare $176.44 ↓ -44%
Highmark Wholecare (prev Gateway) Medicare $176.44 ↓ -44%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↓ -44%
Cigna New Business ASO $179.18 ↓ -43%
Aetna Medicare $179.71 ↓ -43%
Bravo Medicare $184.45 ↓ -42%
Aetna EBR FI $200.26 ↓ -37%
Cigna Commercial $210.80 ↓ -33%
Aetna EBR ASO $210.80 ↓ -33%
Coventry/First Health Commercial $231.88 ↓ -27%
InterGroup PPO $263.50 ↓ -17%
Cigna Behavioral Health Commercial $316.20 ↑ +0%
Private Health Care Systems PPO $395.25 ↑ +25%
InterGroup Approved National Affiliated PPO Business $421.60 ↑ +33%
American Healthcare Group Commercial $421.60 ↑ +33%
National Provider Network PPO $432.14 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $474.30 ↑ +50%
Health Payors Organization Commercial $474.30 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Immunofluorescence per specimen initial single antibody stain at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $96.00 $17.55 – $179.71
UPMC Presbyterian Pittsburgh $316.20 $18.36 – $447.95
UPMC St. Margaret Pittsburgh $168.00 $17.59 – $238.00
UPMC Muncy Muncy $84.60 $19.58 – $122.14
UPMC Northwest Seneca $108.00 $17.55 – $171.54
UPMC Somerset Somerset $664.80 $17.59 – $138.00
UPMC Wellsboro Wellsboro $102.40 $19.58 – $115.20
UPMC Williamsport Williamsport $84.60 $19.58 – $122.14

All Pennsylvania hospitals for this procedure →