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Ia infect ag ab qual/semiquant sgl step at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$108.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$181.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.08 with UPMC Health Plan vs $162.90 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $15.08 ↓ -86%
UPMC Work Partners Workers Comp $17.88 ↓ -84%
Geisinger Medicaid/CHIP $18.09 ↓ -83%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $18.56 ↓ -83%
Aetna of PA Medicare $18.99 ↓ -83%
AmeriHealth Caritas Medicare $19.54 ↓ -82%
Highmark Wholecare (prev Gateway) Medicare $19.54 ↓ -82%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $19.54 ↓ -82%
UPMC Health Plan Managed Medicaid $19.68 ↓ -82%
Aetna Medicare $19.90 ↓ -82%
United Healthcare Community Plan for Families PA Medicaid $20.57 ↓ -81%
UPMC Health Plan Commercial $22.12 ↓ -80%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $25.02 ↓ -77%
Highmark Wholecare (prev Gateway) Medicaid $26.53 ↓ -76%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $28.31 ↓ -74%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $30.49 ↓ -72%
Highmark BCBS of PA Managed Care - Social Mission $37.78 ↓ -65%
Aetna Neighborhood Network $50.50 ↓ -53%
Highmark BCBS of PA Managed Care $50.60 ↓ -53%
Aetna Home Depot Employer Group $55.11 ↓ -49%
Aetna NBR ASO/FI $56.11 ↓ -48%
Highmark BCBS of PA Commercial - Social Mission Indemnity $59.72 ↓ -45%
Cigna New Business ASO $61.54 ↓ -43%
Bravo Medicare $63.35 ↓ -42%
Aetna EBR FI $68.78 ↓ -37%
Cigna Commercial $72.40 ↓ -33%
Aetna EBR ASO $72.40 ↓ -33%
Coventry/First Health Commercial $79.64 ↓ -27%
Highmark BCBS of PA Commercial - Indemnity $79.98 ↓ -26%
UPMC Health Plan CHIP $80.19 ↓ -26%
InterGroup PPO $90.50 ↓ -17%
Cigna Behavioral Health Commercial $108.60 ↑ +0%
Private Health Care Systems PPO $135.75 ↑ +25%
InterGroup Approved National Affiliated PPO Business $144.80 ↑ +33%
American Healthcare Group Commercial $144.80 ↑ +33%
National Provider Network PPO $148.42 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $162.90 ↑ +50%
Health Payors Organization Commercial $162.90 ↑ +50%

Visitor-reported prices

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Ia infect ag ab qual/semiquant sgl step at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $96.00 $16.81 – $136.00
UPMC Presbyterian Pittsburgh $179.40 $17.88 – $254.15
UPMC Northwest Seneca $149.40 $16.41 – $211.65

All Pennsylvania hospitals for this procedure →