healthcosts.net
Hla class i high defin qual at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$411.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$686.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$141.90 with Highmark BCBS of PA vs $2,290.85 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $141.90 | ↓ -66% |
| UPMC Health Plan | Managed Medicaid | $146.45 | ↓ -64% |
| United Healthcare Community Plan for Families | PA Medicaid | $153.11 | ↓ -63% |
| Aetna | Neighborhood Network | $191.39 | ↓ -54% |
| Highmark Wholecare (prev Gateway) | Medicaid | $197.45 | ↓ -52% |
| Aetna | Home Depot Employer Group | $208.89 | ↓ -49% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $210.68 | ↓ -49% |
| Aetna | NBR ASO/FI | $212.66 | ↓ -48% |
| Highmark BCBS of PA | Managed Care - Social Mission | $214.30 | ↓ -48% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $226.90 | ↓ -45% |
| Cigna | New Business ASO | $233.24 | ↓ -43% |
| Bravo | Medicare | $240.10 | ↓ -42% |
| Aetna | EBR FI | $260.68 | ↓ -37% |
| UPMC Health Plan | Managed Medicare | $269.88 | ↓ -34% |
| Cigna | Commercial | $274.40 | ↓ -33% |
| Aetna | EBR ASO | $274.40 | ↓ -33% |
| Highmark BCBS of PA | Managed Care | $286.98 | ↓ -30% |
| Coventry/First Health | Commercial | $301.84 | ↓ -27% |
| UPMC Work Partners | Workers Comp | $319.97 | ↓ -22% |
| Geisinger | Medicaid/CHIP | $323.75 | ↓ -21% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $332.23 | ↓ -19% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $338.72 | ↓ -18% |
| Aetna of PA | Medicare | $339.94 | ↓ -17% |
| InterGroup | PPO | $343.00 | ↓ -17% |
| AmeriHealth Caritas | Medicare | $349.65 | ↓ -15% |
| Highmark Wholecare (prev Gateway) | Medicare | $349.65 | ↓ -15% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $349.65 | ↓ -15% |
| Aetna | Medicare | $356.12 | ↓ -13% |
| Cigna Behavioral Health | Commercial | $411.60 | ↑ +0% |
| Highmark BCBS of PA | Commercial - Indemnity | $453.63 | ↑ +10% |
| Private Health Care Systems | PPO | $514.50 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $548.80 | ↑ +33% |
| American Healthcare Group | Commercial | $548.80 | ↑ +33% |
| National Provider Network | PPO | $562.52 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $617.40 | ↑ +50% |
| Health Payors Organization | Commercial | $617.40 | ↑ +50% |
| UPMC Health Plan | Commercial | $632.03 | ↑ +54% |
| UPMC Health Plan | CHIP | $2,290.85 | ↑ +457% |
Visitor-reported prices
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Hla class i high defin qual at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $435.60 | $143.25 – $582.25 |
| UPMC Presbyterian | Pittsburgh | $585.00 | $133.14 – $828.75 |
| UPMC St. Margaret | Pittsburgh | $411.60 | $143.25 – $583.10 |
| UPMC Northwest | Seneca | $409.20 | $146.45 – $579.70 |
| UPMC Somerset | Somerset | $1,800.60 | $140.47 – $2,250.75 |
| UPMC Williamsport | Williamsport | $556.80 | $146.45 – $742.40 |