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Hernia Repair (Inguinal) at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$349.25 with UPMC Health Plan vs $6,386.35 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $349.25
United Healthcare Community Plan for Families PA Medicaid $365.12
Highmark Wholecare (prev Gateway) Medicaid $470.85
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $502.41
PA Health & Wellness Community Health Choices/PA Medicaid HMO $541.08
Private Health Care Systems PPO $840.00
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $1,030.96
UPMC Work Partners Workers Comp $1,159.68
UPMC Health Plan Commercial $2,042.23
Highmark BCBS of PA Managed Care - Social Mission $2,321.94
UPMC Health Plan Managed Medicare $2,804.68
Highmark BCBS of PA Managed Care $3,109.42
UPMC Health Plan CHIP $3,250.58
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,452.69
Aetna of PA Medicare $3,532.77
AmeriHealth Caritas Medicare $3,633.70
Highmark Wholecare (prev Gateway) Medicare $3,633.70
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3,633.70
Aetna Medicare $3,700.99
Highmark BCBS of PA Commercial - Social Mission Indemnity $4,768.74
Highmark BCBS of PA Commercial - Indemnity $6,386.35
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Hernia Repair (Inguinal) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $5,322.00 $349.25 – $7,539.50
UPMC Presbyterian Pittsburgh $8,450.40 $349.25 – $11,971.40
UPMC Cole Coudersport $918.00 $333.38 – $1,470.59
UPMC Community Osteopathic Harrisburg $1,696.80 $428.62 – $9,755.55
UPMC Somerset Somerset $1,696.80 $349.25 – $3,364.54
UPMC Altoona Altoona not published $317.50 – $3,633.70
UPMC Bedford Everett not published $333.38 – $3,633.70
UPMC East Monroeville not published $349.25 – $3,700.99

All Pennsylvania hospitals for this procedure →