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Graft xenmtrx sft rect 15x20cm at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$63,334.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$105,557.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.68 with Highmark Wholecare (prev Gateway) vs $2,226.00 with Bravo — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $49.68 ↓ -100%
Aetna Medicare $51.75 ↓ -100%
Aetna Neighborhood Network $57.75 ↓ -100%
Aetna Home Depot Employer Group $63.03 ↓ -100%
Aetna NBR ASO/FI $64.17 ↓ -100%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $68.31 ↓ -100%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $70.03 ↓ -100%
Cigna New Business ASO $70.38 ↓ -100%
Aetna EBR FI $78.66 ↓ -100%
Aetna EBR ASO $82.80 ↓ -100%
Cigna Commercial $82.80 ↓ -100%
Coventry/First Health Commercial $91.08 ↓ -100%
Highmark Wholecare (prev Gateway) Medicare $103.50 ↓ -100%
InterGroup PPO $103.50 ↓ -100%
Cigna Behavioral Health Commercial $124.20 ↓ -100%
Private Health Care Systems PPO $155.25 ↓ -100%
American Healthcare Group Commercial $165.60 ↓ -100%
InterGroup Approved National Affiliated PPO Business $165.60 ↓ -100%
National Provider Network PPO $169.74 ↓ -100%
Health Payors Organization Commercial $186.30 ↓ -100%
Multiplan PPO (inc. Auto and Worker's Compensation) $186.30 ↓ -100%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $209.32 ↓ -100%
Highmark BCBS of PA Managed Care - Social Mission $316.12 ↓ -100%
Highmark BCBS of PA Commercial - Social Mission Indemnity $321.86 ↓ -99%
Highmark BCBS of PA Managed Care $423.32 ↓ -99%
Highmark BCBS of PA Commercial - Indemnity $431.00 ↓ -99%
UPMC Health Plan Commercial $1,021.97 ↓ -98%
UPMC Health Plan CHIP $1,294.22 ↓ -98%
Bravo Medicare $2,226.00 ↓ -96%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Graft xenmtrx sft rect 15x20cm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $63,333.60 $21.34 – $1,878.07
UPMC Presbyterian Pittsburgh $118,942.80 $8.76 – $2,092.52
UPMC St. Margaret Pittsburgh $27,260.40 $39.80 – $1,588.10
UPMC Muncy Muncy $2,647.80 $11.40 – $68.40
UPMC Northwest Seneca $3,613.80 $19.25 – $1,566.12
UPMC Wellsboro Wellsboro $4,445.60 $15.16 – $75.83
UPMC Williamsport Williamsport $25,379.40 $15.20 – $68.40

All Pennsylvania hospitals for this procedure →