healthcosts.net

Ghs layered repair 12.6 - 20.0 cm -12045 at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,331.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$5,553.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.20 with UPMC Health Plan vs $4,997.70 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $101.20 ↓ -97%
United Healthcare Community Plan for Families PA Medicaid $105.80 ↓ -97%
Highmark Wholecare (prev Gateway) Medicaid $136.44 ↓ -96%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $145.58 ↓ -96%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $156.79 ↓ -95%
UPMC Health Plan Managed Medicare $486.48 ↓ -85%
UPMC Work Partners Workers Comp $542.95 ↓ -84%
Private Health Care Systems PPO $596.00 ↓ -82%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $598.88 ↓ -82%
Aetna of PA Medicare $612.77 ↓ -82%
AmeriHealth Caritas Medicare $630.28 ↓ -81%
Highmark Wholecare (prev Gateway) Medicare $630.28 ↓ -81%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $630.28 ↓ -81%
Aetna Medicare $641.95 ↓ -81%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $729.80 ↓ -78%
UPMC Health Plan Commercial $1,454.71 ↓ -56%
Aetna Neighborhood Network $1,549.29 ↓ -53%
Highmark BCBS of PA Managed Care - Social Mission $1,643.66 ↓ -51%
Aetna Home Depot Employer Group $1,690.89 ↓ -49%
Aetna NBR ASO/FI $1,721.43 ↓ -48%
Cigna New Business ASO $1,888.02 ↓ -43%
Bravo Medicare $1,943.55 ↓ -42%
Aetna EBR FI $2,110.14 ↓ -37%
Highmark BCBS of PA Managed Care $2,201.11 ↓ -34%
Cigna Commercial $2,221.20 ↓ -33%
Aetna EBR ASO $2,221.20 ↓ -33%
UPMC Health Plan CHIP $2,315.43 ↓ -31%
Coventry/First Health Commercial $2,443.32 ↓ -27%
InterGroup PPO $2,776.50 ↓ -17%
Cigna Behavioral Health Commercial $3,331.80 ↑ +0%
Highmark BCBS of PA Commercial - Social Mission Indemnity $3,375.71 ↑ +1%
InterGroup Approved National Affiliated PPO Business $4,442.40 ↑ +33%
American Healthcare Group Commercial $4,442.40 ↑ +33%
Highmark BCBS of PA Commercial - Indemnity $4,520.78 ↑ +36%
National Provider Network PPO $4,553.46 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $4,997.70 ↑ +50%
Health Payors Organization Commercial $4,997.70 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ghs layered repair 12.6 - 20.0 cm -12045 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Presbyterian Pittsburgh $4,545.60 $101.20 – $6,439.60
UPMC St. Margaret Pittsburgh $3,734.40 $101.20 – $5,290.40
UPMC Muncy Muncy $1,134.60 $101.20 – $1,512.80
UPMC Somerset Somerset $993.00 $101.20 – $1,241.25
UPMC Wellsboro Wellsboro $1,372.00 $101.20 – $1,543.50

All Pennsylvania hospitals for this procedure →