healthcosts.net
External chromosome analysis 20-25 cells at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$869.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,449.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$120.55 with UPMC Health Plan vs $1,304.10 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $120.55 | ↓ -86% |
| UPMC Work Partners | Workers Comp | $142.92 | ↓ -84% |
| Geisinger | Medicaid/CHIP | $144.61 | ↓ -83% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $148.40 | ↓ -83% |
| UPMC Health Plan | Managed Medicaid | $151.58 | ↓ -83% |
| Aetna of PA | Medicare | $151.84 | ↓ -83% |
| AmeriHealth Caritas | Medicare | $156.18 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicare | $156.18 | ↓ -82% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $156.18 | ↓ -82% |
| United Healthcare Community Plan for Families | PA Medicaid | $158.47 | ↓ -82% |
| Aetna | Medicare | $159.07 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicaid | $204.36 | ↓ -76% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $218.05 | ↓ -75% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $234.84 | ↓ -73% |
| UPMC Health Plan | Commercial | $258.83 | ↓ -70% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $330.85 | ↓ -62% |
| Aetna | Neighborhood Network | $404.27 | ↓ -54% |
| Aetna | Home Depot Employer Group | $441.22 | ↓ -49% |
| Aetna | NBR ASO/FI | $449.19 | ↓ -48% |
| Cigna | New Business ASO | $492.66 | ↓ -43% |
| Highmark BCBS of PA | Managed Care - Social Mission | $499.65 | ↓ -43% |
| Bravo | Medicare | $507.15 | ↓ -42% |
| Aetna | EBR FI | $550.62 | ↓ -37% |
| Cigna | Commercial | $579.60 | ↓ -33% |
| Aetna | EBR ASO | $579.60 | ↓ -33% |
| Coventry/First Health | Commercial | $637.56 | ↓ -27% |
| Highmark BCBS of PA | Managed Care | $669.10 | ↓ -23% |
| InterGroup | PPO | $724.50 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $789.74 | ↓ -9% |
| Cigna Behavioral Health | Commercial | $869.40 | ↑ +0% |
| UPMC Health Plan | CHIP | $938.17 | ↑ +8% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,057.65 | ↑ +22% |
| Private Health Care Systems | PPO | $1,086.75 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $1,159.20 | ↑ +33% |
| American Healthcare Group | Commercial | $1,159.20 | ↑ +33% |
| National Provider Network | PPO | $1,188.18 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $1,304.10 | ↑ +50% |
| Health Payors Organization | Commercial | $1,304.10 | ↑ +50% |
Visitor-reported prices
Comments
External chromosome analysis 20-25 cells at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,226.40 | $134.39 – $1,737.40 |
| UPMC Presbyterian | Pittsburgh | $919.20 | $137.80 – $1,302.20 |
| UPMC St. Margaret | Pittsburgh | $1,082.40 | $124.86 – $1,533.40 |
| UPMC Muncy | Muncy | $942.60 | $142.92 – $1,256.80 |
| UPMC Northwest | Seneca | $1,124.40 | $131.15 – $1,592.90 |
| UPMC Somerset | Somerset | $1,033.80 | $142.92 – $1,292.25 |
| UPMC Wellsboro | Wellsboro | $1,140.00 | $96.48 – $482.40 |
| UPMC Williamsport | Williamsport | $354.60 | $142.92 – $472.80 |