healthcosts.net
Established Patient Office Visit (level 3) at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$141.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$235.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$36.08 with Aetna of PA vs $211.50 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna of PA | Medicare | $36.08 | ↓ -74% |
| UPMC Health Plan | Managed Medicaid | $38.50 | ↓ -73% |
| United Healthcare Community Plan for Families | PA Medicaid | $40.25 | ↓ -71% |
| Highmark Wholecare (prev Gateway) | Medicaid | $51.91 | ↓ -63% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $53.87 | ↓ -62% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $55.38 | ↓ -61% |
| Aetna | Medicare | $58.75 | ↓ -58% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $59.65 | ↓ -58% |
| Cigna | Commercial | $63.91 | ↓ -55% |
| Cigna | New Business ASO | $63.91 | ↓ -55% |
| Aetna | Neighborhood Network | $65.56 | ↓ -54% |
| Aetna | Home Depot Employer Group | $71.56 | ↓ -49% |
| Aetna | NBR ASO/FI | $72.85 | ↓ -48% |
| Bravo | Medicare | $82.25 | ↓ -42% |
| Aetna | EBR FI | $89.30 | ↓ -37% |
| UPMC Work Partners | Workers Comp | $89.45 | ↓ -37% |
| Aetna | EBR ASO | $94.00 | ↓ -33% |
| Highmark BCBS of PA | Managed Care - Social Mission | $101.60 | ↓ -28% |
| Coventry/First Health | Commercial | $103.40 | ↓ -27% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $104.49 | ↓ -26% |
| Highmark Wholecare (prev Gateway) | Medicare | $117.50 | ↓ -17% |
| InterGroup | PPO | $117.50 | ↓ -17% |
| Highmark BCBS of PA | Managed Care | $136.07 | ↓ -3% |
| Highmark BCBS of PA | Commercial - Indemnity | $139.95 | ↓ -1% |
| Cigna Behavioral Health | Commercial | $141.00 | ↑ +0% |
| UPMC Health Plan | CHIP | $155.85 | ↑ +11% |
| Private Health Care Systems | PPO | $176.25 | ↑ +25% |
| American Healthcare Group | Commercial | $188.00 | ↑ +33% |
| InterGroup | Approved National Affiliated PPO Business | $188.00 | ↑ +33% |
| National Provider Network | PPO | $192.70 | ↑ +37% |
| Health Payors Organization | Commercial | $211.50 | ↑ +50% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $211.50 | ↑ +50% |
Visitor-reported prices
Comments
Established Patient Office Visit (level 3) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $179.40 | $38.50 – $254.15 |
| UPMC Magee | Pittsburgh | $183.60 | $38.50 – $281.52 |
| UPMC Presbyterian | Pittsburgh | $147.60 | $38.50 – $209.10 |
| UPMC St. Margaret | Pittsburgh | $183.60 | $38.50 – $260.10 |
| UPMC Western Psychiatric | Pittsburgh | $426.00 | $53.29 – $209.10 |
| UPMC East | Monroeville | $186.60 | $36.08 – $248.80 |
| UPMC Altoona | Altoona | $230.40 | $20.00 – $307.20 |
| UPMC Bedford | Everett | $121.20 | $36.08 – $181.80 |