healthcosts.net
ER Visit (level 5, high severity) at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$2,410.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,017.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$152.61 with UPMC Health Plan vs $3,615.30 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $152.61 | ↓ -94% |
| United Healthcare Community Plan for Families | PA Medicaid | $159.55 | ↓ -93% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $174.21 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $205.75 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $219.54 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $236.44 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $290.22 | ↓ -88% |
| UPMC Health Plan | Commercial | $306.84 | ↓ -87% |
| Bravo | Medicare | $450.00 | ↓ -81% |
| UPMC Health Plan | Managed Medicare | $487.26 | ↓ -80% |
| Highmark BCBS of PA | Managed Care - Social Mission | $495.69 | ↓ -79% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $509.77 | ↓ -79% |
| UPMC Health Plan | CHIP | $547.01 | ↓ -77% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $599.83 | ↓ -75% |
| Aetna of PA | Medicare | $613.75 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $631.28 | ↓ -74% |
| Highmark Wholecare (prev Gateway) | Medicare | $631.28 | ↓ -74% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $631.28 | ↓ -74% |
| Aetna | Medicare | $642.97 | ↓ -73% |
| Highmark BCBS of PA | Managed Care | $663.87 | ↓ -72% |
| Highmark BCBS of PA | Commercial - Indemnity | $682.76 | ↓ -72% |
| Aetna | Neighborhood Network | $1,120.74 | ↓ -54% |
| Aetna | Home Depot Employer Group | $1,223.18 | ↓ -49% |
| Aetna | NBR ASO/FI | $1,245.27 | ↓ -48% |
| Cigna | New Business ASO | $1,365.78 | ↓ -43% |
| Aetna | EBR FI | $1,526.46 | ↓ -37% |
| Cigna | Commercial | $1,606.80 | ↓ -33% |
| Aetna | EBR ASO | $1,606.80 | ↓ -33% |
| Coventry/First Health | Commercial | $1,767.48 | ↓ -27% |
| InterGroup | PPO | $2,008.50 | ↓ -17% |
| Cigna Behavioral Health | Commercial | $2,410.20 | ↑ +0% |
| Private Health Care Systems | PPO | $3,012.75 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $3,213.60 | ↑ +33% |
| American Healthcare Group | Commercial | $3,213.60 | ↑ +33% |
| National Provider Network | PPO | $3,293.94 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $3,615.30 | ↑ +50% |
| Health Payors Organization | Commercial | $3,615.30 | ↑ +50% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
ER Visit (level 5, high severity) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,798.20 | $152.61 – $2,547.45 |
| UPMC Magee | Pittsburgh | $1,615.20 | $152.61 – $2,476.64 |
| UPMC Presbyterian | Pittsburgh | $3,631.80 | $152.61 – $5,145.05 |
| UPMC St. Margaret | Pittsburgh | $3,118.80 | $152.61 – $4,418.30 |
| UPMC East | Monroeville | $1,371.00 | $152.61 – $1,828.00 |
| UPMC Hamot | Erie | $2,165.40 | $152.61 – $2,526.30 |
| UPMC Carlisle | Carlisle | $1,828.80 | $65.00 – $2,590.80 |
| UPMC Altoona | Altoona | $1,449.00 | $174.21 – $1,932.00 |