healthcosts.net

Dilat xst trc ndurlgc px at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$2,397.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3,995.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$94.52 with Highmark BCBS of PA vs $3,617.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $94.52 ↓ -96%
UPMC Work Partners Workers Comp $202.19 ↓ -92%
Highmark BCBS of PA Managed Care - Social Mission $212.88 ↓ -91%
Highmark BCBS of PA Managed Care $285.08 ↓ -88%
Highmark BCBS of PA Commercial - Social Mission Indemnity $437.20 ↓ -82%
Highmark BCBS of PA Commercial - Indemnity $585.51 ↓ -76%
Aetna Neighborhood Network $1,114.61 ↓ -53%
Aetna Home Depot Employer Group $1,216.48 ↓ -49%
Aetna NBR ASO/FI $1,238.45 ↓ -48%
Cigna New Business ASO $1,358.30 ↓ -43%
UPMC Health Plan CHIP $1,398.25 ↓ -42%
Bravo Medicare $1,398.25 ↓ -42%
Aetna EBR FI $1,518.10 ↓ -37%
Cigna Commercial $1,598.00 ↓ -33%
Aetna EBR ASO $1,598.00 ↓ -33%
Coventry/First Health Commercial $1,757.80 ↓ -27%
UPMC Health Plan Commercial $1,797.75 ↓ -25%
InterGroup PPO $1,997.50 ↓ -17%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $2,197.25 ↓ -8%
Cigna Behavioral Health Commercial $2,397.00 ↑ +0%
UPMC Health Plan Managed Medicare $2,741.03 ↑ +14%
Private Health Care Systems PPO $2,996.25 ↑ +25%
InterGroup Approved National Affiliated PPO Business $3,196.00 ↑ +33%
American Healthcare Group Commercial $3,196.00 ↑ +33%
National Provider Network PPO $3,275.90 ↑ +37%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $3,374.33 ↑ +41%
Aetna of PA Medicare $3,452.59 ↑ +44%
AmeriHealth Caritas Medicare $3,551.23 ↑ +48%
Highmark Wholecare (prev Gateway) Medicare $3,551.23 ↑ +48%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $3,551.23 ↑ +48%
Multiplan PPO (inc. Auto and Worker's Compensation) $3,595.50 ↑ +50%
Health Payors Organization Commercial $3,595.50 ↑ +50%
Aetna Medicare $3,617.00 ↑ +51%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Dilat xst trc ndurlgc px at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $4,437.60 $95.42 – $6,286.60
UPMC Presbyterian Pittsburgh $4,140.00 $95.42 – $5,865.00
UPMC St. Margaret Pittsburgh $2,577.00 $95.42 – $3,650.75
UPMC Somerset Somerset $9,487.80 $93.56 – $11,859.75

All Pennsylvania hospitals for this procedure →