healthcosts.net
Cutter lead at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$3,284.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,474.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$204.75 with Aetna vs $1,087.91 with UPMC Health Plan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $204.75 | ↓ -94% |
| Aetna | Neighborhood Network | $228.50 | ↓ -93% |
| Aetna | Home Depot Employer Group | $249.39 | ↓ -92% |
| Aetna | NBR ASO/FI | $253.89 | ↓ -92% |
| Cigna | New Business ASO | $278.46 | ↓ -92% |
| Bravo | Medicare | $286.65 | ↓ -91% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $301.13 | ↓ -91% |
| Aetna | EBR FI | $311.22 | ↓ -91% |
| Aetna | EBR ASO | $327.60 | ↓ -90% |
| Cigna | Commercial | $327.60 | ↓ -90% |
| Coventry/First Health | Commercial | $360.36 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicare | $409.50 | ↓ -88% |
| InterGroup | PPO | $409.50 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $450.45 | ↓ -86% |
| Highmark BCBS of PA | Managed Care - Social Mission | $454.77 | ↓ -86% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $463.03 | ↓ -86% |
| Cigna Behavioral Health | Commercial | $491.40 | ↓ -85% |
| Highmark BCBS of PA | Managed Care | $608.99 | ↓ -81% |
| Private Health Care Systems | PPO | $614.25 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Indemnity | $620.04 | ↓ -81% |
| American Healthcare Group | Commercial | $655.20 | ↓ -80% |
| InterGroup | Approved National Affiliated PPO Business | $655.20 | ↓ -80% |
| National Provider Network | PPO | $671.58 | ↓ -80% |
| Health Payors Organization | Commercial | $737.10 | ↓ -78% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $737.10 | ↓ -78% |
| UPMC Health Plan | Commercial | $859.06 | ↓ -74% |
| UPMC Health Plan | CHIP | $1,087.91 | ↓ -67% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Cutter lead at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $9,055.20 | $21.75 – $1,578.70 |
| UPMC Presbyterian | Pittsburgh | $10,158.00 | $23.40 – $2,059.23 |
| UPMC St. Margaret | Pittsburgh | $1,882.80 | $87.75 – $1,334.95 |
| UPMC Muncy | Muncy | $195.60 | $17.70 – $106.20 |
| UPMC Northwest | Seneca | $1,829.40 | $142.00 – $1,316.47 |
| UPMC Somerset | Somerset | $1,505.40 | $298.08 – $939.75 |
| UPMC Wellsboro | Wellsboro | $619.20 | $11.56 – $57.83 |
| UPMC Williamsport | Williamsport | $3,079.80 | $31.86 – $228.20 |