healthcosts.net
Compatibility test each unit electronic at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$119.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$199.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$23.10 with UPMC Health Plan vs $179.71 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicaid | $23.10 | ↓ -81% |
| United Healthcare Community Plan for Families | PA Medicaid | $24.15 | ↓ -80% |
| Highmark Wholecare (prev Gateway) | Medicaid | $31.14 | ↓ -74% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $33.23 | ↓ -72% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $35.79 | ↓ -70% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $46.84 | ↓ -61% |
| Aetna | Neighborhood Network | $55.52 | ↓ -54% |
| Aetna | Home Depot Employer Group | $60.60 | ↓ -49% |
| Aetna | NBR ASO/FI | $61.69 | ↓ -48% |
| Cigna | New Business ASO | $67.66 | ↓ -43% |
| Bravo | Medicare | $69.65 | ↓ -42% |
| Highmark BCBS of PA | Managed Care - Social Mission | $70.74 | ↓ -41% |
| Aetna | EBR FI | $75.62 | ↓ -37% |
| Cigna | Commercial | $79.60 | ↓ -33% |
| Aetna | EBR ASO | $79.60 | ↓ -33% |
| Coventry/First Health | Commercial | $87.56 | ↓ -27% |
| Highmark BCBS of PA | Managed Care | $94.73 | ↓ -21% |
| InterGroup | PPO | $99.50 | ↓ -17% |
| UPMC Health Plan | Commercial | $101.40 | ↓ -15% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $111.81 | ↓ -6% |
| Cigna Behavioral Health | Commercial | $119.40 | ↑ +0% |
| UPMC Health Plan | Managed Medicare | $136.19 | ↑ +14% |
| Private Health Care Systems | PPO | $149.25 | ↑ +25% |
| Highmark BCBS of PA | Commercial - Indemnity | $149.74 | ↑ +25% |
| UPMC Health Plan | CHIP | $156.91 | ↑ +31% |
| InterGroup | Approved National Affiliated PPO Business | $159.20 | ↑ +33% |
| American Healthcare Group | Commercial | $159.20 | ↑ +33% |
| National Provider Network | PPO | $163.18 | ↑ +37% |
| Geisinger | Medicaid/CHIP | $163.37 | ↑ +37% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $167.65 | ↑ +40% |
| Aetna of PA | Medicare | $171.54 | ↑ +44% |
| AmeriHealth Caritas | Medicare | $176.44 | ↑ +48% |
| Highmark Wholecare (prev Gateway) | Medicare | $176.44 | ↑ +48% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $176.44 | ↑ +48% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $179.10 | ↑ +50% |
| Health Payors Organization | Commercial | $179.10 | ↑ +50% |
| Aetna | Medicare | $179.71 | ↑ +51% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Compatibility test each unit electronic at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $181.20 | $23.10 – $256.70 |
| UPMC Presbyterian | Pittsburgh | $728.40 | $21.00 – $1,031.90 |
| UPMC St. Margaret | Pittsburgh | $138.00 | $23.10 – $195.50 |
| UPMC Muncy | Muncy | $82.80 | $20.70 – $124.20 |
| UPMC Somerset | Somerset | $203.40 | $23.10 – $254.25 |
| UPMC Wellsboro | Wellsboro | $100.00 | $21.00 – $112.50 |
| UPMC Williamsport | Williamsport | $82.80 | $23.10 – $124.20 |