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Collar cerv 18.25x3.5in serp firm density sm at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$75.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$126.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.36 with Highmark Wholecare (prev Gateway) vs $126.17 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $3.36 ↓ -96%
Aetna Medicare $3.50 ↓ -95%
Aetna Neighborhood Network $3.91 ↓ -95%
Aetna Home Depot Employer Group $4.26 ↓ -94%
Aetna NBR ASO/FI $4.34 ↓ -94%
Cigna New Business ASO $4.76 ↓ -94%
Aetna EBR FI $5.32 ↓ -93%
Aetna EBR ASO $5.60 ↓ -93%
Cigna Commercial $5.60 ↓ -93%
Coventry/First Health Commercial $6.16 ↓ -92%
Highmark Wholecare (prev Gateway) Medicare $7.00 ↓ -91%
InterGroup PPO $7.00 ↓ -91%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $7.70 ↓ -90%
Cigna Behavioral Health Commercial $8.40 ↓ -89%
Private Health Care Systems PPO $10.50 ↓ -86%
American Healthcare Group Commercial $11.20 ↓ -85%
InterGroup Approved National Affiliated PPO Business $11.20 ↓ -85%
National Provider Network PPO $11.48 ↓ -85%
Health Payors Organization Commercial $12.60 ↓ -83%
Multiplan PPO (inc. Auto and Worker's Compensation) $12.60 ↓ -83%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $33.85 ↓ -55%
UPMC Work Partners Workers Comp $48.29 ↓ -36%
Highmark BCBS of PA Managed Care - Social Mission $51.12 ↓ -32%
Highmark BCBS of PA Commercial - Social Mission Indemnity $52.05 ↓ -31%
Highmark BCBS of PA Managed Care $68.46 ↓ -9%
Highmark BCBS of PA Commercial - Indemnity $69.70 ↓ -8%
UPMC Health Plan Commercial $99.63 ↑ +32%
UPMC Health Plan CHIP $126.17 ↑ +67%
Bravo Medicare not published by hospital

Visitor-reported prices

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Collar cerv 18.25x3.5in serp firm density sm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $83.40 $2.64 – $183.09
UPMC Presbyterian Pittsburgh $81.60 $2.40 – $203.99
UPMC St. Margaret Pittsburgh $76.80 $25.60 – $154.82
UPMC Muncy Muncy $10.20 $2.55 – $48.29
UPMC Northwest Seneca $223.20 $48.29 – $316.20
UPMC Wellsboro Wellsboro $75.60 $2.88 – $48.29
UPMC Williamsport Williamsport $62.40 $3.40 – $48.29

All Pennsylvania hospitals for this procedure →