healthcosts.net
Chromosome analys placenta at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$1,302.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,171.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$157.19 with UPMC Health Plan vs $1,953.90 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $157.19 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $186.36 | ↓ -86% |
| Geisinger | Medicaid/CHIP | $188.57 | ↓ -86% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $193.51 | ↓ -85% |
| Aetna of PA | Medicare | $198.00 | ↓ -85% |
| AmeriHealth Caritas | Medicare | $203.66 | ↓ -84% |
| Highmark Wholecare (prev Gateway) | Medicare | $203.66 | ↓ -84% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $203.66 | ↓ -84% |
| Aetna | Medicare | $207.43 | ↓ -84% |
| UPMC Health Plan | Commercial | $271.87 | ↓ -79% |
| UPMC Health Plan | Managed Medicaid | $273.28 | ↓ -79% |
| United Healthcare Community Plan for Families | PA Medicaid | $285.71 | ↓ -78% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $347.43 | ↓ -73% |
| Highmark Wholecare (prev Gateway) | Medicaid | $368.44 | ↓ -72% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $393.13 | ↓ -70% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $423.39 | ↓ -67% |
| Highmark BCBS of PA | Managed Care - Social Mission | $524.69 | ↓ -60% |
| Aetna | Neighborhood Network | $605.71 | ↓ -53% |
| Aetna | Home Depot Employer Group | $661.07 | ↓ -49% |
| Aetna | NBR ASO/FI | $673.01 | ↓ -48% |
| Highmark BCBS of PA | Managed Care | $702.63 | ↓ -46% |
| Cigna | New Business ASO | $738.14 | ↓ -43% |
| Bravo | Medicare | $759.85 | ↓ -42% |
| Aetna | EBR FI | $824.98 | ↓ -37% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $829.32 | ↓ -36% |
| Cigna | Commercial | $868.40 | ↓ -33% |
| Aetna | EBR ASO | $868.40 | ↓ -33% |
| Coventry/First Health | Commercial | $955.24 | ↓ -27% |
| UPMC Health Plan | CHIP | $985.43 | ↓ -24% |
| InterGroup | PPO | $1,085.50 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Indemnity | $1,110.66 | ↓ -15% |
| Cigna Behavioral Health | Commercial | $1,302.60 | ↑ +0% |
| Private Health Care Systems | PPO | $1,628.25 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $1,736.80 | ↑ +33% |
| American Healthcare Group | Commercial | $1,736.80 | ↑ +33% |
| National Provider Network | PPO | $1,780.22 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $1,953.90 | ↑ +50% |
| Health Payors Organization | Commercial | $1,953.90 | ↑ +50% |