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Chromo high res and frag x - sendout at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,739.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,233.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$47.55 with UPMC Health Plan vs $1,005.30 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $47.55 ↓ -99%
UPMC Health Plan Managed Medicaid $50.19 ↓ -99%
United Healthcare Community Plan for Families PA Medicaid $52.47 ↓ -99%
UPMC Work Partners Workers Comp $56.38 ↓ -98%
Geisinger Medicaid/CHIP $57.04 ↓ -98%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $58.53 ↓ -98%
Aetna of PA Medicare $59.89 ↓ -98%
AmeriHealth Caritas Medicare $61.60 ↓ -98%
Highmark Wholecare (prev Gateway) Medicare $61.60 ↓ -98%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $61.60 ↓ -98%
Aetna Medicare $62.74 ↓ -98%
Highmark Wholecare (prev Gateway) Medicaid $67.67 ↓ -98%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $72.20 ↓ -98%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $77.76 ↓ -98%
UPMC Health Plan Commercial $110.02 ↓ -97%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $153.35 ↓ -96%
Highmark BCBS of PA Managed Care - Social Mission $231.59 ↓ -94%
Highmark BCBS of PA Managed Care $310.13 ↓ -92%
Aetna Neighborhood Network $311.64 ↓ -92%
Aetna Home Depot Employer Group $340.13 ↓ -91%
Aetna NBR ASO/FI $346.27 ↓ -91%
Highmark BCBS of PA Commercial - Social Mission Indemnity $366.05 ↓ -90%
Cigna New Business ASO $379.78 ↓ -90%
Bravo Medicare $390.95 ↓ -90%
UPMC Health Plan CHIP $398.78 ↓ -89%
Aetna EBR FI $424.46 ↓ -89%
Cigna Commercial $446.80 ↓ -88%
Aetna EBR ASO $446.80 ↓ -88%
Highmark BCBS of PA Commercial - Indemnity $490.23 ↓ -87%
Coventry/First Health Commercial $491.48 ↓ -87%
InterGroup PPO $558.50 ↓ -85%
Cigna Behavioral Health Commercial $670.20 ↓ -82%
Private Health Care Systems PPO $837.75 ↓ -78%
InterGroup Approved National Affiliated PPO Business $893.60 ↓ -76%
American Healthcare Group Commercial $893.60 ↓ -76%
National Provider Network PPO $915.94 ↓ -76%
Multiplan PPO (inc. Auto and Worker's Compensation) $1,005.30 ↓ -73%
Health Payors Organization Commercial $1,005.30 ↓ -73%

Visitor-reported prices

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Chromo high res and frag x - sendout at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $1,067.40 $50.19 – $895.90
UPMC Presbyterian Pittsburgh $3,739.80 $45.63 – $949.45
UPMC St. Margaret Pittsburgh $3,739.80 $49.25 – $949.45
UPMC Muncy Muncy $688.80 $50.19 – $808.80
UPMC Northwest Seneca $3,739.80 $50.19 – $674.05
UPMC Somerset Somerset $329.40 $50.19 – $411.75
UPMC Wellsboro Wellsboro $770.40 $45.63 – $836.10
UPMC Williamsport Williamsport $3,704.40 $50.19 – $860.00

All Pennsylvania hospitals for this procedure →