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Bra surgical elizabeth pink sm at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$55.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.08 with Highmark Wholecare (prev Gateway) vs $175.45 with UPMC Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $22.08 ↓ -60%
Aetna Medicare $23.00 ↓ -58%
Aetna Neighborhood Network $25.67 ↓ -53%
Aetna Home Depot Employer Group $28.01 ↓ -49%
Aetna NBR ASO/FI $28.52 ↓ -48%
Cigna New Business ASO $31.28 ↓ -43%
Aetna EBR FI $34.96 ↓ -37%
Aetna EBR ASO $36.80 ↓ -33%
Cigna Commercial $36.80 ↓ -33%
Coventry/First Health Commercial $40.48 ↓ -27%
Highmark Wholecare (prev Gateway) Medicare $46.00 ↓ -17%
InterGroup PPO $46.00 ↓ -17%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $47.12 ↓ -15%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $50.60 ↓ -8%
Cigna Behavioral Health Commercial $55.20 ↑ +0%
UPMC Work Partners Workers Comp $67.28 ↑ +22%
Private Health Care Systems PPO $69.00 ↑ +25%
Highmark BCBS of PA Managed Care - Social Mission $71.16 ↑ +29%
Highmark BCBS of PA Commercial - Social Mission Indemnity $72.46 ↑ +31%
American Healthcare Group Commercial $73.60 ↑ +33%
InterGroup Approved National Affiliated PPO Business $73.60 ↑ +33%
National Provider Network PPO $75.44 ↑ +37%
Health Payors Organization Commercial $82.80 ↑ +50%
Multiplan PPO (inc. Auto and Worker's Compensation) $82.80 ↑ +50%
Highmark BCBS of PA Managed Care $95.30 ↑ +73%
Highmark BCBS of PA Commercial - Indemnity $97.02 ↑ +76%
UPMC Health Plan Commercial $138.54 ↑ +151%
UPMC Health Plan CHIP $175.45 ↑ +218%
Bravo Medicare not published by hospital

Visitor-reported prices

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Bra surgical elizabeth pink sm at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $55.20 $20.24 – $254.60
UPMC Presbyterian Pittsburgh $202.80 $14.88 – $283.67
UPMC St. Margaret Pittsburgh $55.20 $18.40 – $215.29
UPMC Muncy Muncy $148.80 $13.80 – $73.60
UPMC Northwest Seneca $55.20 $23.00 – $212.31
UPMC Wellsboro Wellsboro $180.00 $16.56 – $82.80
UPMC Williamsport Williamsport $55.20 $18.40 – $73.60

All Pennsylvania hospitals for this procedure →