healthcosts.net
#aptt mix-1:1 incubated at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$229.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$382.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$29.25 with UPMC Health Plan vs $343.80 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $29.25 | ↓ -87% |
| UPMC Work Partners | Workers Comp | $34.68 | ↓ -85% |
| Geisinger | Medicaid/CHIP | $35.09 | ↓ -85% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $36.01 | ↓ -84% |
| Aetna of PA | Medicare | $36.84 | ↓ -84% |
| AmeriHealth Caritas | Medicare | $37.90 | ↓ -83% |
| Highmark Wholecare (prev Gateway) | Medicare | $37.90 | ↓ -83% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $37.90 | ↓ -83% |
| Aetna | Medicare | $38.60 | ↓ -83% |
| UPMC Health Plan | Commercial | $68.92 | ↓ -70% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $90.15 | ↓ -61% |
| Aetna | Neighborhood Network | $106.58 | ↓ -53% |
| Aetna | Home Depot Employer Group | $116.32 | ↓ -49% |
| Aetna | NBR ASO/FI | $118.42 | ↓ -48% |
| Cigna | New Business ASO | $129.88 | ↓ -43% |
| Bravo | Medicare | $133.70 | ↓ -42% |
| Highmark BCBS of PA | Managed Care - Social Mission | $136.15 | ↓ -41% |
| Aetna | EBR FI | $145.16 | ↓ -37% |
| Cigna | Commercial | $152.80 | ↓ -33% |
| Aetna | EBR ASO | $152.80 | ↓ -33% |
| Coventry/First Health | Commercial | $168.08 | ↓ -27% |
| Highmark BCBS of PA | Managed Care | $182.32 | ↓ -20% |
| InterGroup | PPO | $191.00 | ↓ -17% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $210.10 | ↓ -8% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $215.19 | ↓ -6% |
| Cigna Behavioral Health | Commercial | $229.20 | ↑ +0% |
| UPMC Health Plan | CHIP | $249.82 | ↑ +9% |
| Private Health Care Systems | PPO | $286.50 | ↑ +25% |
| Highmark BCBS of PA | Commercial - Indemnity | $288.20 | ↑ +26% |
| InterGroup | Approved National Affiliated PPO Business | $305.60 | ↑ +33% |
| American Healthcare Group | Commercial | $305.60 | ↑ +33% |
| National Provider Network | PPO | $313.24 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $343.80 | ↑ +50% |
| Health Payors Organization | Commercial | $343.80 | ↑ +50% |
Visitor-reported prices
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#aptt mix-1:1 incubated at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $391.80 | $32.61 – $555.05 |
| UPMC Presbyterian | Pittsburgh | $256.80 | $25.68 – $363.80 |
| UPMC St. Margaret | Pittsburgh | $1,617.60 | $30.30 – $2,291.60 |
| UPMC Muncy | Muncy | $252.00 | $27.39 – $336.00 |
| UPMC Northwest | Seneca | $562.20 | $31.82 – $796.45 |
| UPMC Wellsboro | Wellsboro | $252.00 | $27.39 – $378.00 |
| UPMC Williamsport | Williamsport | $466.20 | $27.39 – $621.60 |