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Analyze neurostimulator simple w/reprogramming 95971 at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$558.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$931.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$39.13 with UPMC Health Plan vs $837.90 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicaid $39.13 ↓ -93%
United Healthcare Community Plan for Families PA Medicaid $40.91 ↓ -93%
Highmark Wholecare (prev Gateway) Medicaid $52.75 ↓ -91%
UPMC Health Plan Commercial $53.95 ↓ -90%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $56.29 ↓ -90%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $60.62 ↓ -89%
UPMC Health Plan CHIP $68.32 ↓ -88%
UPMC Health Plan Managed Medicare $72.95 ↓ -87%
UPMC Work Partners Workers Comp $87.92 ↓ -84%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $89.80 ↓ -84%
Aetna of PA Medicare $91.89 ↓ -84%
AmeriHealth Caritas Medicare $94.51 ↓ -83%
Highmark Wholecare (prev Gateway) Medicare $94.51 ↓ -83%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $94.51 ↓ -83%
Aetna Medicare $96.26 ↓ -83%
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $102.12 ↓ -82%
Highmark BCBS of PA Managed Care - Social Mission $230.00 ↓ -59%
Aetna Neighborhood Network $259.75 ↓ -53%
Aetna Home Depot Employer Group $283.49 ↓ -49%
Aetna NBR ASO/FI $288.61 ↓ -48%
Highmark BCBS of PA Managed Care $308.00 ↓ -45%
Cigna New Business ASO $316.54 ↓ -43%
Bravo Medicare $325.85 ↓ -42%
Aetna EBR FI $353.78 ↓ -37%
Cigna Commercial $372.40 ↓ -33%
Aetna EBR ASO $372.40 ↓ -33%
Coventry/First Health Commercial $409.64 ↓ -27%
Highmark BCBS of PA Commercial - Social Mission Indemnity $432.42 ↓ -23%
InterGroup PPO $465.50 ↓ -17%
Cigna Behavioral Health Commercial $558.60 ↑ +0%
Highmark BCBS of PA Commercial - Indemnity $579.12 ↑ +4%
Private Health Care Systems PPO $698.25 ↑ +25%
InterGroup Approved National Affiliated PPO Business $744.80 ↑ +33%
American Healthcare Group Commercial $744.80 ↑ +33%
National Provider Network PPO $763.42 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $837.90 ↑ +50%
Health Payors Organization Commercial $837.90 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Analyze neurostimulator simple w/reprogramming 95971 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $573.00 $39.13 – $811.75
UPMC Presbyterian Pittsburgh $769.20 $39.13 – $1,089.70
UPMC Northwest Seneca $670.80 $39.13 – $950.30
UPMC Williamsport Williamsport $744.60 $39.13 – $992.80

All Pennsylvania hospitals for this procedure →