healthcosts.net

Ablate heart dysrhythm focus at UPMC Mercy

1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$6,998.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,664.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$441.48 with Highmark BCBS of PA vs $10,497.60 with Health Payors Organization — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $441.48 ↓ -94%
Highmark BCBS of PA Managed Care - Social Mission $994.31 ↓ -86%
Highmark BCBS of PA Managed Care $1,331.53 ↓ -81%
Highmark BCBS of PA Commercial - Social Mission Indemnity $1,869.39 ↓ -73%
Highmark BCBS of PA Commercial - Indemnity $2,503.57 ↓ -64%
UPMC Work Partners Workers Comp $2,556.87 ↓ -63%
Aetna Neighborhood Network $3,254.26 ↓ -53%
UPMC Health Plan Commercial $3,318.36 ↓ -53%
Aetna Home Depot Employer Group $3,551.69 ↓ -49%
Aetna NBR ASO/FI $3,615.84 ↓ -48%
Cigna New Business ASO $3,965.76 ↓ -43%
Bravo Medicare $4,082.40 ↓ -42%
UPMC Health Plan CHIP $4,202.35 ↓ -40%
Aetna EBR FI $4,432.32 ↓ -37%
Cigna Commercial $4,665.60 ↓ -33%
Aetna EBR ASO $4,665.60 ↓ -33%
Coventry/First Health Commercial $5,132.16 ↓ -27%
InterGroup PPO $5,832.00 ↓ -17%
UPMC Health Plan Managed Medicare $6,030.55 ↓ -14%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $6,415.20 ↓ -8%
Cigna Behavioral Health Commercial $6,998.40 ↑ +0%
UPMC Health Plan EPO Partners/EPO Select Plan/HMO $7,423.88 ↑ +6%
Aetna of PA Medicare $7,596.06 ↑ +9%
AmeriHealth Caritas Medicare $7,813.09 ↑ +12%
Highmark Wholecare (prev Gateway) Medicare $7,813.09 ↑ +12%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $7,813.09 ↑ +12%
Aetna Medicare $7,957.77 ↑ +14%
Private Health Care Systems PPO $8,748.00 ↑ +25%
InterGroup Approved National Affiliated PPO Business $9,331.20 ↑ +33%
American Healthcare Group Commercial $9,331.20 ↑ +33%
National Provider Network PPO $9,564.48 ↑ +37%
Multiplan PPO (inc. Auto and Worker's Compensation) $10,497.60 ↑ +50%
Health Payors Organization Commercial $10,497.60 ↑ +50%
Tricare East Region not published by hospital
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ablate heart dysrhythm focus at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $7,078.20 $445.69 – $10,027.45
UPMC Presbyterian Pittsburgh $11,019.60 $445.69 – $15,611.10
UPMC Somerset Somerset $8,922.00 $437.02 – $11,152.50
UPMC Williamsport Williamsport $4,569.60 $993.28 – $7,812.36

All Pennsylvania hospitals for this procedure →