healthcosts.net
Abdominal MRI (with contrast) at UPMC Mercy
1400 Locust Street, Pittsburgh, PA · UPMC · · NPI 163914308
$2,502.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,170.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$283.82 with UPMC Health Plan vs $3,753.00 with Health Payors Organization — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| UPMC Health Plan | Managed Medicare | $283.82 | ↓ -89% |
| UPMC Health Plan | EPO Partners/EPO Select Plan/HMO | $349.40 | ↓ -86% |
| Aetna of PA | Medicare | $357.50 | ↓ -86% |
| AmeriHealth Caritas | Medicare | $367.72 | ↓ -85% |
| Highmark Wholecare (prev Gateway) | Medicare | $367.72 | ↓ -85% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $367.72 | ↓ -85% |
| Aetna | Medicare | $374.53 | ↓ -85% |
| UPMC Health Plan | Managed Medicaid | $431.83 | ↓ -83% |
| United Healthcare Community Plan for Families | PA Medicaid | $451.46 | ↓ -82% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $541.06 | ↓ -78% |
| Highmark Wholecare (prev Gateway) | Medicaid | $582.18 | ↓ -77% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $621.20 | ↓ -75% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $669.02 | ↓ -73% |
| UPMC Health Plan | Commercial | $799.55 | ↓ -68% |
| Bravo | Medicare | $1,042.50 | ↓ -58% |
| Aetna | Neighborhood Network | $1,163.43 | ↓ -54% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,218.58 | ↓ -51% |
| Premier Comp Solutions | Worker's Comp | $1,231.00 | ↓ -51% |
| Aetna | Home Depot Employer Group | $1,269.77 | ↓ -49% |
| Aetna | NBR ASO/FI | $1,292.70 | ↓ -48% |
| UPMC Work Partners | Workers Comp | $1,323.33 | ↓ -47% |
| Cigna | New Business ASO | $1,417.80 | ↓ -43% |
| Aetna | EBR FI | $1,584.60 | ↓ -37% |
| Highmark BCBS of PA | Managed Care | $1,631.85 | ↓ -35% |
| Cigna | Commercial | $1,668.00 | ↓ -33% |
| Aetna | EBR ASO | $1,668.00 | ↓ -33% |
| Coventry/First Health | Commercial | $1,834.80 | ↓ -27% |
| InterGroup | PPO | $2,085.00 | ↓ -17% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $2,298.43 | ↓ -8% |
| Cigna Behavioral Health | Commercial | $2,502.00 | ↑ +0% |
| UPMC Health Plan | CHIP | $2,898.06 | ↑ +16% |
| Highmark BCBS of PA | Commercial - Indemnity | $3,078.20 | ↑ +23% |
| Private Health Care Systems | PPO | $3,127.50 | ↑ +25% |
| InterGroup | Approved National Affiliated PPO Business | $3,336.00 | ↑ +33% |
| American Healthcare Group | Commercial | $3,336.00 | ↑ +33% |
| National Provider Network | PPO | $3,419.40 | ↑ +37% |
| Multiplan | PPO (inc. Auto and Worker's Compensation) | $3,753.00 | ↑ +50% |
| Health Payors Organization | Commercial | $3,753.00 | ↑ +50% |
| Tricare | East Region | not published by hospital | — |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Abdominal MRI (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,621.20 | $316.41 – $6,546.70 |
| UPMC Magee | Pittsburgh | $2,836.80 | $318.66 – $4,349.76 |
| UPMC Presbyterian | Pittsburgh | $8,004.00 | $367.72 – $11,339.00 |
| UPMC St. Margaret | Pittsburgh | $4,742.40 | $293.97 – $6,718.40 |
| UPMC East | Monroeville | $4,742.40 | $341.40 – $6,323.20 |
| UPMC Hamot | Erie | $2,290.20 | $213.96 – $2,671.90 |
| UPMC Horizon-Greenville | Greenville | $4,192.80 | $304.83 – $5,939.80 |
| UPMC McKeesport | Mckeesport | $4,936.20 | $315.59 – $6,992.95 |