Reconstruct elbow med ligmnt at UPMC Magee

300 Halket Street, Pittsburgh, PA · UPMC · · NPI 1952311508

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,823.67 with UPMC Work Partners vs $13,493.67 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $1,823.67
Highmark BCBS of PA Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage $1,865.28
Highmark BCBS of PA Managed Care - Social Mission $5,396.44
UPMC Health Plan Commercial $5,856.03
Highmark BCBS of PA Commercial - Social Mission Indemnity $6,256.76
Highmark BCBS of PA Managed Care $7,226.82
Highmark BCBS of PA Commercial - Indemnity $8,379.19
UPMC Health Plan CHIP $9,458.29
Highmark BCBS of PA UPMC Emergent $10,840.29
UPMC Health Plan Managed Medicare $11,480.66
UPMC Health Plan Partners/Select $12,583.46
Aetna of PA Medicare $12,880.32
Highmark Wholecare (prev Gateway) Medicare $13,247.10
AmeriHealth Caritas Medicare $13,248.33
United Healthcare Medicare $13,248.33
Aetna Medicare $13,493.67
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Reconstruct elbow med ligmnt at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $1,941.60 $897.02 – $2,588.80
UPMC East Monroeville not published $1,823.67 – $13,493.67
WellSpan Surgery & Rehabilitation Hospital York PA 17403 not published $970.00 – $1,101.92
WellSpan Gettysburg Hospital Gettysburg not published $970.00 – $1,101.92

All Pennsylvania hospitals for this procedure →