Incise inner ear nerve at UPMC Magee
300 Halket Street, Pittsburgh, PA · UPMC · · NPI 1952311508
$7,720.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$12,867.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$1,646.97 with Highmark BCBS of PA vs $11,837.64 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $1,646.97 | ↓ -79% |
| Aetna | CHIP/Medicaid | $2,316.06 | ↓ -70% |
| UPMC Health Plan | Managed Medicare | $2,893.69 | ↓ -63% |
| UPMC Health Plan | Partners/Select | $3,171.65 | ↓ -59% |
| UPMC Health Plan | Commercial | $3,199.29 | ↓ -59% |
| Aetna of PA | Medicare | $3,246.47 | ↓ -58% |
| Highmark Wholecare (prev Gateway) | Medicare | $3,338.92 | ↓ -57% |
| AmeriHealth Caritas | Medicare | $3,339.23 | ↓ -57% |
| United Healthcare | Medicare | $3,339.23 | ↓ -57% |
| Aetna | Medicare | $3,401.07 | ↓ -56% |
| UPMC Work Partners | Workers Comp | $3,838.15 | ↓ -50% |
| Aetna | Neighborhood Network | $4,632.12 | ↓ -40% |
| Highmark BCBS of PA | Managed Care - Social Mission | $4,764.84 | ↓ -38% |
| Aetna | EBR FI | $5,018.13 | ↓ -35% |
| Aetna | Home Depot Employer Group | $5,043.86 | ↓ -35% |
| Cigna | New Business ASO | $5,146.80 | ↓ -33% |
| Aetna | EBR ASO | $5,146.80 | ↓ -33% |
| Aetna | NBR ASO/FI | $5,146.80 | ↓ -33% |
| Cigna | Commercial | $5,146.80 | ↓ -33% |
| UPMC Health Plan | CHIP | $5,167.29 | ↓ -33% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $5,524.47 | ↓ -28% |
| Highmark BCBS of PA | Managed Care | $6,381.00 | ↓ -17% |
| InterGroup | PPO | $6,433.50 | ↓ -17% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $7,076.85 | ↓ -8% |
| Geisinger | Medicaid/CHIP | $7,076.85 | ↓ -8% |
| Highmark BCBS of PA | Commercial - Indemnity | $7,398.49 | ↓ -4% |
| Coventry/First Health | Commercial | $9,006.90 | ↑ +17% |
| Highmark BCBS of PA | UPMC Emergent | $9,571.54 | ↑ +24% |
| Preferred Healthcare System | PPO | $10,293.60 | ↑ +33% |
| Private Health Care Systems | PPO | $10,936.95 | ↑ +42% |
| Humana | Commercial | $10,936.95 | ↑ +42% |
| Multiplan | PPO | $11,837.64 | ↑ +53% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |