Implant cochlear osia osi300 at UPMC Magee
300 Halket Street, Pittsburgh, PA · UPMC · · NPI 1952311508
$9,325.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,543.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2,797.74 with Aetna vs $51,440.10 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | CHIP/Medicaid | $2,797.74 | ↓ -70% |
| Aetna | Medicare | $3,023.44 | ↓ -68% |
| Highmark Wholecare (prev Gateway) | Medicaid | $3,574.89 | ↓ -62% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $5,129.19 | ↓ -45% |
| Geisinger | Medicaid/CHIP | $5,129.19 | ↓ -45% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $5,258.20 | ↓ -44% |
| Aetna | Neighborhood Network | $5,595.48 | ↓ -40% |
| Aetna | EBR FI | $6,061.77 | ↓ -35% |
| Aetna | Home Depot Employer Group | $6,092.86 | ↓ -35% |
| Aetna | EBR ASO | $6,217.20 | ↓ -33% |
| Aetna | NBR ASO/FI | $6,217.20 | ↓ -33% |
| Cigna | Commercial | $6,217.20 | ↓ -33% |
| Cigna | New Business ASO | $6,217.20 | ↓ -33% |
| Highmark BCBS of PA | Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage | $7,528.14 | ↓ -19% |
| Highmark Wholecare (prev Gateway) | Medicare | $7,771.50 | ↓ -17% |
| InterGroup | PPO | $7,771.50 | ↓ -17% |
| Coventry/First Health | Commercial | $10,880.10 | ↑ +17% |
| Preferred Healthcare System | PPO | $12,434.40 | ↑ +33% |
| Private Health Care Systems | PPO | $13,211.55 | ↑ +42% |
| Humana | Commercial | $13,211.55 | ↑ +42% |
| Multiplan | PPO | $14,299.56 | ↑ +53% |
| UPMC Health Plan | CHIP | $22,442.22 | ↑ +141% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $25,251.87 | ↑ +171% |
| Highmark BCBS of PA | Managed Care - Social Mission | $25,605.71 | ↑ +175% |
| Highmark BCBS of PA | Commercial - Indemnity | $33,817.87 | ↑ +263% |
| Highmark BCBS of PA | Managed Care | $34,293.27 | ↑ +268% |
| UPMC Health Plan | Commercial | $34,669.63 | ↑ +272% |
| Highmark BCBS of PA | UPMC Emergent | $51,440.10 | ↑ +452% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Implant cochlear osia osi300 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $10,466.40 | $7,457.13 – $17,721.34 |
| UPMC Passavant-McCandless | Pittsburgh | $9,325.80 | $7,528.14 – $32,566.47 |
| UPMC Presbyterian | Pittsburgh | $13,955.40 | $7,528.14 – $36,285.07 |
| UPMC Hamot | Erie | $4,652.40 | $7,457.13 – $7,457.13 |