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Lower Back (Lumbar Spine) MRI (without contrast) at UPMC Jameson

1211 Wilmington Avenue, New Castle, PA · UPMC · · NPI 111471575

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$1,519.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,533.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$197.92 with Aetna of PA vs $2,229.04 with National Provider Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna of PA Medicare $197.92 ↓ -87%
United Healthcare Community Plan for Families PA CHIP/PA Medicaid $215.28 ↓ -86%
Humana Medicare $230.45 ↓ -85%
United Healthcare Medicare $230.45 ↓ -85%
UPMC Health Plan Managed Medicare $240.17 ↓ -84%
UPMC Health Plan EPO Partners/Partners/Select $240.64 ↓ -84%
Highmark Wholecare (prev Gateway) Medicare $248.86 ↓ -84%
AmeriHealth Caritas Medicare $248.89 ↓ -84%
Cigna Medicare $248.89 ↓ -84%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $248.89 ↓ -84%
UPMC Health Plan Managed Medicaid $281.76 ↓ -81%
Occunet Commercial $288.06 ↓ -81%
Aetna Medicaid $289.45 ↓ -81%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $333.02 ↓ -78%
Geisinger Medicaid/CHIP $356.02 ↓ -77%
PA Health & Wellness PA Medicaid HMO $436.53 ↓ -71%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $630.41 ↓ -59%
Cigna Commercial $1,122.38 ↓ -26%
UPMC Health Plan Commercial $1,201.23 ↓ -21%
UPMC Work Partners Workers Comp $1,246.82 ↓ -18%
United Healthcare Commercial $1,614.00 ↑ +6%
Multiplan PPO (inc. Auto and Worker's Compensation) $1,899.75 ↑ +25%
UPMC Health Plan CHIP $1,948.86 ↑ +28%
Humana Commercial $2,026.40 ↑ +33%
National Provider Network PPO $2,229.04 ↑ +47%
US Family Health Plan Tricare Prime not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) MRI (without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $3,801.60 $214.16 – $5,385.60
UPMC East Monroeville $3,940.80 $231.07 – $5,254.40
UPMC Hamot Erie $1,623.00 $183.52 – $1,893.50
UPMC Horizon-Greenville Greenville $4,861.20 $206.32 – $6,886.70
UPMC Kane Kane $2,338.80 $93.80 – $1,227.91
UPMC McKeesport Mckeesport $3,834.60 $213.60 – $5,432.35
UPMC Carlisle Carlisle $1,656.00 $228.92 – $2,346.00
UPMC Bedford Everett $1,705.20 $83.15 – $2,557.80

All Pennsylvania hospitals for this procedure →