healthcosts.net
X-ray surgical specimen at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$178.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$298.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$13.59 with United Healthcare Community Plan for Families vs $283.10 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $13.59 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $20.58 | ↓ -88% |
| Geisinger | Medicaid/CHIP | $20.58 | ↓ -88% |
| UPMC Health Plan | CHIP | $20.58 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $20.86 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $21.10 | ↓ -88% |
| AmeriHealth Caritas | Medicaid | $21.10 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $31.89 | ↓ -82% |
| UPMC Health Plan | Managed Medicare | $44.70 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $44.70 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $46.04 | ↓ -74% |
| Cigna | Medicare | $46.94 | ↓ -74% |
| United Healthcare | Medicare | $47.83 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $48.28 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $60.21 | ↓ -66% |
| Three Rivers Provider Network | All | $64.41 | ↓ -64% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $116.88 | ↓ -35% |
| Aetna | PEBTF Custom Network | $120.84 | ↓ -32% |
| UPMC Health Plan | Commercial | $129.93 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $137.65 | ↓ -23% |
| Aetna | Commercial | $142.15 | ↓ -20% |
| Coventry/First Health | Commercial | $149.30 | ↓ -16% |
| Wirerope Works | Commercial | $165.69 | ↓ -7% |
| Aetna | First Health | $196.68 | ↑ +10% |
| Geisinger | Commercial | $199.66 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $200.55 | ↑ +12% |
| United Healthcare | Commercial | $203.83 | ↑ +14% |
| Cigna | Commercial | $204.13 | ↑ +14% |
| Multiplan | Auto | $232.44 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $232.44 | ↑ +30% |
| America's Choice | PPO | $238.40 | ↑ +33% |
| InterGroup | PPO | $238.40 | ↑ +33% |
| Multiplan | Worker's Compensation | $283.10 | ↑ +58% |
Visitor-reported prices
Comments
X-ray surgical specimen at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $3,982.80 | $20.58 – $5,642.30 |
| UPMC Northwest | Seneca | $536.40 | $20.58 – $759.90 |
| UPMC Somerset | Somerset | $1,129.80 | $12.21 – $1,412.25 |
| UPMC St. Margaret | Pittsburgh | $3,852.00 | $20.58 – $5,457.00 |
| UPMC Wellsboro | Wellsboro | $216.00 | $13.59 – $243.00 |
| UPMC Williamsport | Williamsport | $178.80 | $13.59 – $238.40 |