healthcosts.net
Surgical pathology level 5 gross & microscopic examination at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$408.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$680.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.72 with United Healthcare Community Plan for Families vs $646.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $14.72 | ↓ -96% |
| UPMC Health Plan | Managed Medicaid | $50.05 | ↓ -88% |
| Geisinger | Medicaid/CHIP | $50.05 | ↓ -88% |
| UPMC Health Plan | CHIP | $50.05 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $50.73 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $51.30 | ↓ -87% |
| AmeriHealth Caritas | Medicaid | $51.30 | ↓ -87% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $77.54 | ↓ -81% |
| UPMC Health Plan | Managed Medicare | $102.00 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $102.00 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $105.06 | ↓ -74% |
| Cigna | Medicare | $107.10 | ↓ -74% |
| United Healthcare | Medicare | $109.14 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $110.16 | ↓ -73% |
| Coventry/First Health | Commercial | $257.04 | ↓ -37% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $266.70 | ↓ -35% |
| UPMC Work Partners | Workers Comp | $269.87 | ↓ -34% |
| Aetna | PEBTF Custom Network | $275.74 | ↓ -32% |
| Three Rivers Provider Network | All | $288.70 | ↓ -29% |
| UPMC Health Plan | Commercial | $296.48 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $314.09 | ↓ -23% |
| Aetna | Commercial | $324.36 | ↓ -21% |
| Cigna | Commercial | $349.52 | ↓ -14% |
| United Healthcare | Commercial | $377.40 | ↓ -8% |
| Wirerope Works | Commercial | $378.08 | ↓ -7% |
| Aetna | First Health | $448.80 | ↑ +10% |
| Geisinger | Commercial | $455.60 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $457.64 | ↑ +12% |
| Multiplan | Auto | $530.40 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $530.40 | ↑ +30% |
| America's Choice | PPO | $544.00 | ↑ +33% |
| InterGroup | PPO | $544.00 | ↑ +33% |
| Multiplan | Worker's Compensation | $646.00 | ↑ +58% |
Visitor-reported prices
Comments
Surgical pathology level 5 gross & microscopic examination at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $505.20 | $36.03 – $757.80 |
| UPMC Northwest | Seneca | $360.60 | $36.26 – $510.85 |
| UPMC Passavant-McCandless | Pittsburgh | $440.40 | $36.24 – $623.90 |
| UPMC Presbyterian | Pittsburgh | $1,323.60 | $13.80 – $1,875.10 |
| UPMC Somerset | Somerset | $664.80 | $13.22 – $251.07 |
| UPMC St. Margaret | Pittsburgh | $888.00 | $36.33 – $1,258.00 |
| UPMC Wellsboro | Wellsboro | $493.60 | $14.72 – $555.30 |
| UPMC Williamsport | Williamsport | $408.00 | $14.72 – $544.00 |