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Smear wet mount at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$111.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$186.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.75 with UPMC Work Partners vs $176.70 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Work Partners Workers Comp $5.75 ↓ -95%
Three Rivers Provider Network All $6.15 ↓ -94%
UPMC Health Plan Managed Medicaid $6.40 ↓ -94%
Geisinger Medicaid/CHIP $6.40 ↓ -94%
UPMC Health Plan CHIP $6.40 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $6.49 ↓ -94%
AmeriHealth Caritas Community HealthChoices (CHC) $6.56 ↓ -94%
AmeriHealth Caritas Medicaid $6.56 ↓ -94%
United Healthcare Community Plan for Families PA Medicaid $7.45 ↓ -93%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $9.92 ↓ -91%
UPMC Health Plan Managed Medicare $27.90 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $27.90 ↓ -75%
AmeriHealth Caritas Medicare $28.74 ↓ -74%
Cigna Medicare $29.30 ↓ -74%
United Healthcare Medicare $29.85 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $30.13 ↓ -73%
Aetna PEBTF Custom Network $56.92 ↓ -49%
Aetna Commercial $66.96 ↓ -40%
Coventry/First Health Commercial $70.31 ↓ -37%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $72.95 ↓ -35%
UPMC Health Plan Commercial $81.10 ↓ -27%
Highmark BCBS of PA Managed Care - Social Mission $85.91 ↓ -23%
Cigna Commercial $95.60 ↓ -14%
United Healthcare Commercial $103.23 ↓ -8%
Wirerope Works Commercial $103.42 ↓ -7%
Aetna First Health $122.76 ↑ +10%
Geisinger Commercial $124.62 ↑ +12%
Coventry/First Health FH-Medical Rental $125.18 ↑ +12%
Multiplan Auto $145.08 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $145.08 ↑ +30%
America's Choice PPO $148.80 ↑ +33%
InterGroup PPO $148.80 ↑ +33%
Multiplan Worker's Compensation $176.70 ↑ +58%

Visitor-reported prices

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Smear wet mount at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $43.20 $4.85 – $64.80
UPMC Northwest Seneca $33.00 $5.28 – $46.75
UPMC Passavant-McCandless Pittsburgh $102.60 $5.41 – $145.35
UPMC Presbyterian Pittsburgh $165.00 $5.75 – $233.75
UPMC Somerset Somerset $32.40 $5.75 – $27.00
UPMC St. Margaret Pittsburgh $68.40 $5.02 – $96.90
UPMC Wellsboro Wellsboro $135.20 $5.75 – $96.30
UPMC Williamsport Williamsport $111.60 $2.14 – $7.45

All Pennsylvania hospitals for this procedure →