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M/phmtrc alys ishquant/semiq at UPMC Muncy

215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$404.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$674.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$101.10 with UPMC Health Plan vs $640.30 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Managed Medicare $101.10 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $101.10 ↓ -75%
AmeriHealth Caritas Medicare $104.13 ↓ -74%
Cigna Medicare $106.16 ↓ -74%
United Healthcare Medicare $108.18 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $109.19 ↓ -73%
United Healthcare Community Plan for Families PA Medicaid $141.17 ↓ -65%
UPMC Health Plan Managed Medicaid $177.96 ↓ -56%
Geisinger Medicaid/CHIP $177.96 ↓ -56%
UPMC Health Plan CHIP $177.96 ↓ -56%
Highmark Wholecare (prev Gateway) Medicaid $180.38 ↓ -55%
AmeriHealth Caritas Community HealthChoices (CHC) $182.41 ↓ -55%
AmeriHealth Caritas Medicaid $182.41 ↓ -55%
Coventry/First Health Commercial $254.77 ↓ -37%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $264.34 ↓ -35%
Aetna PEBTF Custom Network $273.31 ↓ -32%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $275.71 ↓ -32%
UPMC Work Partners Workers Comp $279.34 ↓ -31%
UPMC Health Plan Commercial $293.86 ↓ -27%
Three Rivers Provider Network All $298.83 ↓ -26%
Highmark BCBS of PA Managed Care - Social Mission $311.32 ↓ -23%
Aetna Commercial $321.50 ↓ -20%
Cigna Commercial $346.44 ↓ -14%
United Healthcare Commercial $374.07 ↓ -8%
Wirerope Works Commercial $374.74 ↓ -7%
Aetna First Health $444.84 ↑ +10%
Geisinger Commercial $451.58 ↑ +12%
Coventry/First Health FH-Medical Rental $453.60 ↑ +12%
Multiplan Auto $525.72 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $525.72 ↑ +30%
America's Choice PPO $539.20 ↑ +33%
InterGroup PPO $539.20 ↑ +33%
Multiplan Worker's Compensation $640.30 ↑ +58%

Visitor-reported prices

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M/phmtrc alys ishquant/semiq at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $507.60 $93.18 – $761.40
UPMC Northwest Seneca $646.80 $148.16 – $916.30
UPMC Passavant-McCandless Pittsburgh $559.80 $94.07 – $391.85
UPMC Presbyterian Pittsburgh $591.00 $94.07 – $837.25
UPMC Somerset Somerset $337.20 $92.24 – $421.50
UPMC Wellsboro Wellsboro $488.80 $109.98 – $549.90
UPMC Williamsport Williamsport $404.40 $141.17 – $539.20

All Pennsylvania hospitals for this procedure →