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Lower Back (Lumbar Spine) CT scan (without contrast) at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$2,051.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,419.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$112.77 with United Healthcare Community Plan for Families vs $3,248.05 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $112.77 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $152.45 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $152.45 | ↓ -93% |
| UPMC Health Plan | CHIP | $152.45 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $154.53 | ↓ -92% |
| AmeriHealth Caritas | Community HealthChoices (CHC) | $156.26 | ↓ -92% |
| AmeriHealth Caritas | Medicaid | $156.26 | ↓ -92% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $236.19 | ↓ -88% |
| UPMC Health Plan | Managed Medicare | $512.85 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $512.85 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $528.24 | ↓ -74% |
| Cigna | Medicare | $538.49 | ↓ -74% |
| United Healthcare | Medicare | $548.75 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $553.88 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $701.10 | ↓ -66% |
| Three Rivers Provider Network | All | $750.01 | ↓ -63% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $1,340.93 | ↓ -35% |
| Aetna | PEBTF Custom Network | $1,386.40 | ↓ -32% |
| UPMC Health Plan | Commercial | $1,490.68 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $1,579.24 | ↓ -23% |
| Aetna | Commercial | $1,630.86 | ↓ -21% |
| Coventry/First Health | Commercial | $1,712.92 | ↓ -16% |
| Wirerope Works | Commercial | $1,900.96 | ↓ -7% |
| Aetna | First Health | $2,256.54 | ↑ +10% |
| Geisinger | Commercial | $2,290.73 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $2,300.99 | ↑ +12% |
| United Healthcare | Commercial | $2,338.60 | ↑ +14% |
| Cigna | Commercial | $2,342.01 | ↑ +14% |
| Multiplan | Auto | $2,666.82 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $2,666.82 | ↑ +30% |
| America's Choice | PPO | $2,735.20 | ↑ +33% |
| InterGroup | PPO | $2,735.20 | ↑ +33% |
| Multiplan | Worker's Compensation | $3,248.05 | ↑ +58% |
Visitor-reported prices
Comments
Lower Back (Lumbar Spine) CT scan (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $1,863.00 | $101.65 – $2,484.00 |
| UPMC Passavant-McCandless | Pittsburgh | $1,795.80 | $94.21 – $2,544.05 |
| UPMC Hamot | Erie | $1,906.80 | $115.76 – $2,224.60 |
| UPMC Carlisle | Carlisle | $876.00 | $100.71 – $1,241.00 |
| UPMC Altoona | Altoona | $1,405.80 | $88.10 – $1,874.40 |
| UPMC Bedford | Everett | $847.80 | $36.58 – $1,271.70 |
| UPMC Cole | Coudersport | $771.60 | $145.52 – $1,028.80 |
| UPMC Community Osteopathic | Harrisburg | $876.00 | $103.55 – $1,241.00 |