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Ins tun cv cath wo subq prt/pm at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$5,788.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$9,647.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$993.28 with United Healthcare Community Plan for Families vs $9,164.65 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $993.28 | ↓ -83% |
| UPMC Work Partners | Workers Comp | $1,258.41 | ↓ -78% |
| Three Rivers Provider Network | All | $1,346.21 | ↓ -77% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,447.05 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $1,447.05 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $1,490.46 | ↓ -74% |
| Cigna | Medicare | $1,519.40 | ↓ -74% |
| United Healthcare | Medicare | $1,548.34 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,562.81 | ↓ -73% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $3,783.55 | ↓ -35% |
| Aetna | PEBTF Custom Network | $3,911.86 | ↓ -32% |
| UPMC Health Plan | Commercial | $4,206.09 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $4,455.95 | ↓ -23% |
| Aetna | Commercial | $4,601.62 | ↓ -20% |
| Coventry/First Health | Commercial | $4,833.15 | ↓ -16% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $5,305.85 | ↓ -8% |
| Wirerope Works | Commercial | $5,363.73 | ↓ -7% |
| Aetna | First Health | $6,367.02 | ↑ +10% |
| Geisinger | Commercial | $6,463.49 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $6,492.43 | ↑ +12% |
| United Healthcare | Commercial | $6,598.55 | ↑ +14% |
| Cigna | Commercial | $6,608.19 | ↑ +14% |
| Multiplan | Auto | $7,524.66 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $7,524.66 | ↑ +30% |
| America's Choice | PPO | $7,717.60 | ↑ +33% |
| InterGroup | PPO | $7,717.60 | ↑ +33% |
| Multiplan | Worker's Compensation | $9,164.65 | ↑ +58% |
Visitor-reported prices
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Ins tun cv cath wo subq prt/pm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,792.40 | $790.16 – $3,955.90 |
| UPMC Mercy | Pittsburgh | $2,618.40 | $596.00 – $3,927.60 |
| UPMC Northwest | Seneca | $2,386.20 | $854.83 – $3,380.45 |
| UPMC Presbyterian | Pittsburgh | $4,675.80 | $688.45 – $6,249.20 |
| UPMC Somerset | Somerset | $4,201.80 | $774.79 – $3,415.50 |
| UPMC St. Margaret | Pittsburgh | $2,558.40 | $790.16 – $3,624.40 |
| UPMC Wellsboro | Wellsboro | $5,788.20 | $745.38 – $3,726.90 |
| UPMC Williamsport | Williamsport | $2,739.00 | $993.28 – $3,652.00 |