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Eye implant band 40 at UPMC Muncy
215 East Water Street, Muncy, PA · UPMC · · NPI 1609816198
$2,963.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,939.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$740.85 with Highmark Wholecare (prev Gateway) vs $4,692.05 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicare | $740.85 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $740.85 | ↓ -75% |
| AmeriHealth Caritas | Medicare | $763.08 | ↓ -74% |
| Cigna | Medicare | $777.89 | ↓ -74% |
| United Healthcare | Medicare | $792.71 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $800.12 | ↓ -73% |
| Highmark Wholecare (prev Gateway) | Medicaid | $987.80 | ↓ -67% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $1,629.87 | ↓ -45% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $1,937.08 | ↓ -35% |
| Aetna | PEBTF Custom Network | $2,002.76 | ↓ -32% |
| UPMC Health Plan | Commercial | $2,153.40 | ↓ -27% |
| Highmark BCBS of PA | Managed Care - Social Mission | $2,281.32 | ↓ -23% |
| Aetna | Commercial | $2,355.90 | ↓ -21% |
| Coventry/First Health | Commercial | $2,474.44 | ↓ -16% |
| Wirerope Works | Commercial | $2,746.08 | ↓ -7% |
| Aetna | First Health | $3,259.74 | ↑ +10% |
| Geisinger | Commercial | $3,309.13 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $3,323.95 | ↑ +12% |
| United Healthcare | Commercial | $3,378.28 | ↑ +14% |
| Cigna | Commercial | $3,383.22 | ↑ +14% |
| Multiplan | Auto | $3,852.42 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $3,852.42 | ↑ +30% |
| America's Choice | PPO | $3,951.20 | ↑ +33% |
| InterGroup | PPO | $3,951.20 | ↑ +33% |
| Three Rivers Provider Network | All | $4,445.10 | ↑ +50% |
| Multiplan | Worker's Compensation | $4,692.05 | ↑ +58% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Eye implant band 40 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $4,016.80 | $243.74 – $4,518.90 |
| UPMC Presbyterian | Pittsburgh | $2,927.40 | $225.96 – $3,401.66 |
| UPMC Wellsboro | Wellsboro | $3,584.00 | $806.40 – $4,032.00 |